Chesapeake City property record for 2160 Lloyd Dr, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,585 sqft · built 1970 |
| Lot Size | 0.284 acres (12,371 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Jan 2019) |
| Tax Bill | $4,258 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance Nov 2019 Mortgage + 2 more |
| APN | 0193002000010 |
| Primary APN | 0193002000010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,585 sqft Living Area |
| 1st Floor Area | 2,543 sqft |
| Attic | Attic |
| Attic Area | 42 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,371 sqft (0.284 acres) |
| Garage Type | Attached |
| Garage Area | 1,058 sqft |
| Pool Area | 529 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 284 sqft |
| Patio Area | 529 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2160 LLOYD DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-4730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 37 BLK R GEORGETOWN COLONY SEC 2 |
| Legal Subdivision | GEORGETOWN COLONY |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20808 |
2160 Lloyd Dr is owned and occupied by two individuals who bought it in January 2019.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2160 LLOYD DR, CHESAPEAKE, VA 23325-4730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC |
| Nov 12, 2019 | Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jan 17, 2019 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 25, 2018 | Warranty Deed, Transfer · Commercial Mortgage UNION BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2019 · Amount on File |
| Deed Sale | Jan 17, 2019 · Amount on File |
| Prior Sale | Sep 25, 2018 · Amount on File |
| Deed Document Number | 20191379 |
| Deed Book / Page | 9981 / 1292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2160 LLOYD DR, CHESAPEAKE, VA 23325-4730 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010272/96 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 10272/96 |
| Instrument | 200046620 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2160 LLOYD DR, CHESAPEAKE, VA 23325-4730 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10077/1871 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 10077/1871 |
| Instrument | 190030968 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 17, 2019 |
| Property Address | 2160 LLOYD DR, CHESAPEAKE, VA 23325-4730 |
| Document Number | 09981/1292 |
| Book / Page | 9981 / 1292 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 190001379 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2160 LLOYD DR, CHESAPEAKE, VA 23325-4730 |
| Document Number | 0190001380 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 190001380 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 25, 2018 |
| Property Address | 2160 LLOYD DR, CHESAPEAKE, VA 23325-4730 |
| Document Number | 09954/1140 |
| Book / Page | 9954 / 1140 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 180025539 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6037 LAKE TERRACE CIR, NORFOLK, VA 23502-2618 |
| Document Number | 0180025540 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 180025540 |
| Name | UNION BANK & TRUST |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2160 Lloyd Dr was $4,258.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,800 (+4.55%) Land $135,000 Building $305,800 | $440,800 (+4.55%) Land $135,000 Building $305,800 | |
| 2025 | $4,258.00 | $421,600 Land $125,000 Building $296,600 | $421,600 Land $125,000 Building $296,600 |
| 2023 | $362,000 (+3.02%) Land $105,000 Building $257,000 | $362,000 (+3.02%) Land $105,000 Building $257,000 | |
| 2022 | $351,400 Land $95,000 Building $256,400 | $351,400 Land $95,000 Building $256,400 | |
| 2019 | $3,060.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2160 Lloyd Dr; there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2003–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2160 Lloyd Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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