2148 Lloyd Dr, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 2148 Lloyd Dr, Chesapeake, VA 23325

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,431 sqft · built 1980
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,173 (2025)
Deeds & Mortgages	Nov 2021 Refinance
APN	`0193015000180`

Property Details

APN / Parcel Number

Primary APN	`0193015000180`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,431 sqft Living Area
1st Floor Area	1,957 sqft
Attic	Attic
Attic Area	767 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	119 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	767 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Slab
Porch Area	132 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2148 LLOYD DR
City	CHESAPEAKE
State	VA
Zip	23325-4730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	34 BLK R SUB OF GEORGETOWN COLONY SEC 11
Legal Subdivision	GEORGETOWN COLONY
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2006
Census Tract	20808

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2148 LLOYD DR, CHESAPEAKE, VA 23325-4730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2148 LLOYD DR, CHESAPEAKE, VA 23325-4730
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10482/1687
Date	Nov 18, 2021
Book Page	10482/1687
Instrument	210051959

Lender

Name	CITIBANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,173.00 (+38.18%)	$413,200 (+16.03%) Land $125,000 Building $288,200	$413,200 (+16.03%) Land $125,000 Building $288,200
2023		$356,100 (+4.31%) Land $105,000 Building $251,100	$356,100 (+4.31%) Land $105,000 Building $251,100
2022		$341,400 Land $95,000 Building $246,400	$341,400 Land $95,000 Building $246,400
2019	$3,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2003–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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