2160 Laurel Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2160 Laurel Ave, Morro Bay, CA 93442

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,812 sqft · built 1985
Lot Size0.457 acres (19,900 sqft)
OwnerCompany Name on Record
Last Sale$440,000 (Jun 2018)
Tax Bill$4,099 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN068-351-030

Property Details

APN / Parcel Number

Primary APN068-351-030

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,812 sqft Living Area
1st Floor Area2,812 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeMasonry / Concrete Block
Lot Area19,900 sqft (0.457 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address2160 LAUREL AVE
CityMORRO BAY
StateCA
Zip93442-1714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code18
Legal DescriptionCY MB PM 9/67 PAR A
Legal SubdivisionPARCEL MAP MB-72-235
Legal Block2
Legal Lot Number26
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2001
Census Tract10505

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2160 LAUREL AVE, MORRO BAY, CA 93442-1714
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2018 · Amount on Record
Deed SaleJun 8, 2018 · Amount on Record
Prior SaleSep 30, 2016 · Amount on Record
Deed Document Number201823480
Prior Transfer DateMay 25, 2010
Prior Transfer Doc0000025150
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2160 LAUREL AVE, MORRO BAY, CA 93442-1714
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2160 LAUREL AVE, MORRO BAY, CA 93442-1714

Mortgage

Document Number0000062642
DateSep 13, 2021
Instrument2021062642
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$386,527 (+2%) Land $175,692 Building $210,835
2025$4,099.00 (+3.67%) Homeowner's exemption$378,949 (+4.04%) Land $172,248 Building $206,701
2023$3,954.00 (+6.75%) Homeowner's exemption$364,236 Land $165,560 Building $198,676
2022$3,704.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
Ranch Wifi
Fixed Wireless
100 / 20

May also be available: Verizon.

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