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216 Starling Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 216 Starling Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1965
Lot Size0.212 acres (9,240 sqft)
OwnerIndividual Name on Record
Last Sale$153,000 (Aug 2020)
Tax Bill$6,109 (2026)
Deeds & MortgagesMay 2026 Mortgage
Mar 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN421500 60.71-2-27

Property Details

APN / Parcel Number

Primary APN421500 60.71-2-27
Alternative APN
  • 150006007100020270000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialBrick
Lot Area9,240 sqft (0.212 acres)
Lot Dimensions120 ft deep x 77 ft wide
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address216 STARLING AVE
CitySCHENECTADY
StateNY
Zip12304-4019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description1 WOOD AND GARAGE
Legal SubdivisionGOLDEN ACRES CONSTRUCTION CO INC
Legal Block2
Legal Lot Number27.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3016
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address216 STARLING AVE, SCHENECTADY, NY 12304-4019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE CONNECT LP
Mar 2, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 29, 2022Deed of Trust, Mortgage · FHA Mortgage
PHH MORTGAGE SERVICES CORP
Feb 11, 2022Deed of Trust, Mortgage · FHA Mortgage
PHH MORTGAGE SERVICES CORP
Aug 14, 2020Warranty Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Prior SaleJul 19, 2016 · Amount on Record
Deed Document Number202023804
Deed Book / Page2039 / 725
Prior Transfer DateAug 12, 2015
Prior Transfer Doc0000047678
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateMay 15, 2026
Property Address216 STARLING AVE, SCHENECTADY, NY 12304-4019
Document Number0000011426
Instrument DateMar 27, 2026
Instrument202611426
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 STARLING AVE, SCHENECTADY, NY 12304-4019

Mortgage

Document Number0000011426,
DateMay 15, 2026
Instrument202611426
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueMay 1, 2066
Interest
Rate5.98%
Max Rate-1%

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address216 STARLING AVE, SCHENECTADY, NY 12304-4019
Transaction TypeMortgage
Record UpdatedJul 14, 2023
Title CompanyNOT AVAILABLE, TITLE CONTHIECT HOME RETENTI

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 STARLING AVE, SCHENECTADY, NY 12304-4019

Mortgage

Document Number0000012157
DateMar 2, 2023
Book Page5291/834
Instrument202312157
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term330 Months
DueSep 1, 2050

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address216 STARLING AVE, SCHENECTADY, NY 12304-4019
Transaction TypeMortgage
Record UpdatedSep 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 STARLING AVE, SCHENECTADY, NY 12304-4019

Mortgage

Document Number0000045970
DateAug 29, 2022
Book Page5252/50
Instrument202245970
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueSep 1, 2050

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address216 STARLING AVE, SCHENECTADY, NY 12304-4019
Transaction TypeMortgage
Record UpdatedMay 30, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 STARLING AVE, SCHENECTADY, NY 12304-4019

Mortgage

Document Number0000007577
DateFeb 11, 2022
Book Page5200/454
Instrument202207577
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMONTCALM, WV 24737
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueSep 1, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 14, 2020
Property Address216 STARLING AVE, SCHENECTADY, NY 12304-4019
Document Number0000023804
Book / Page2039 / 725
Instrument DateAug 10, 2020
Instrument202023804
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyLEGACY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$612.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address216 STARLING AVE, 216, SCHENECTADY, NY 12304-4019

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 STARTLING AVENUE, SCHENECTADY, NY 12304-4019

Mortgage

Document Number0000023805
DateAug 14, 2020
Instrument202023805
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,109.00 (+2%)
2025$5,989.00 (+6.95%)$118,400 (-) Land $17,800 Building $100,600$196,059 (+30.82%) Land $29,475 Building $166,584
2023$118,400 (-) Land $17,800 Building $100,600$149,873 (+3.8%) Land $22,532 Building $127,341
2022$118,400 Land $17,800 Building $100,600$144,390 Land $21,707 Building $122,683
2021$5,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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