Schenectady County and Schenectady City property record for 208 Starling Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1964 |
| Lot Size | 0.212 acres (9,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Jan 2022) |
| Tax Bill | $6,412 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.71-2-29 |
| Primary APN | 421500 60.71-2-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,240 sqft (0.212 acres) |
| Lot Dimensions | 120 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 208 STARLING AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1 WOOD AND GARAGE |
| Legal Subdivision | GOLDEN CARES CONSTRUCTION CO INC |
| Legal Block | 2 |
| Legal Lot Number | 29.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 208 STARLING AVE, SCHENECTADY, NY 12304-4019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed, Transfer · Conventional Mortgage STATE EMPLOYEES FCU |
| Feb 21, 2019 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2022 · Amount on Record |
| Deed Sale | Jan 18, 2022 · Amount on Record |
| Prior Sale | Feb 21, 2019 · Amount on Record |
| Deed Document Number | 20222802 |
| Deed Book / Page | 2076 / 621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 18, 2022 |
| Property Address | 208 STARLING AVE, SCHENECTADY, NY 12304-4019 |
| Document Number | 0000002802 |
| Book / Page | 2076 / 621 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 202202802 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | NOT AVAILABLE, SPA CITY TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 208 STARLING AVE, 208, SCHENECTADY, NY 12304-4019 |
| Name | Verified Name |
|---|---|
| Address | 6235 RANDOMWOOD DR, SCHENECTADY, NY 12303-5031 |
| Document Number | 0000002803 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 202202803 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 21, 2019 |
| Property Address | 208 STARLING AVE, SCHENECTADY, NY 12304-4019 |
| Document Number | 0000007618 |
| Book / Page | 2006 / 043 |
| Map Reference | MAP D-260 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 201907618 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $564.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2B HOLIDAY DR, 2B, WOODSTOCK, NY 12498-1756 |
| Name | Verified Name |
|---|---|
| Address | 208 STEYNING AVENUE, SCHENECTADY, NY 12304 |
| Document Number | 0000007620 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 201907620 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,412.00 (+1.94%) | ||
| 2025 | $6,290.00 (+11.68%) | $129,200 (-) Land $17,900 Building $111,300 | $213,943 (+30.82%) Land $29,641 Building $184,302 |
| 2023 | $129,200 (+8.39%) Land $17,900 Building $111,300 | $163,544 (+12.5%) Land $22,658 Building $140,886 | |
| 2022 | $119,200 Land $17,900 Building $101,300 | $145,366 Land $21,829 Building $123,537 | |
| 2021 | $5,632.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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