216 S 5th St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 216 S 5th St, Flagler Beach, FL 32136

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 2,416 sqft · built 1948
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,027 (2025)
Deeds & Mortgages	Sep 2020 Loan Modification Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-12-31-4500-00310-0050`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4500-00310-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,416 sqft Gross Area
1st Floor Area	1,440 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)
Garage Type	Detached
Garage Area	594 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	216 S 5TH ST
City	FLAGLER BEACH
State	FL
Zip	32136-3605
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	GC
Legal Description	GEORGE MOODY SUB DIV BL-31 LOTS 5-6 OR 199 PG 340 OR 556 PG 480(DC) OR 794 PG 636 OR 1414 PG 905-DC JOHN OR 1407 PG 1299 OR 1716/254 OR 1727/1642 OR 1864/867 OR 2284/713 OR 2320/1776
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	GEORGE MOODY SUB
Legal Block	31
Legal Lot Number	5
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3035
Census Tract	60302

Owner

216 S 5th St, a commercial property, is owned by two individuals who acquired it in April 2012.

Source: Flagler County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	216 S 5TH ST, FLAGLER BEACH, FL 32136-3605
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Loan Modification, Mortgage · Line of Credit INTRACOASTAL BK
Nov 27, 2018	Intrafamily Transfer, Transfer · Commercial Mortgage INTRACOASTAL BANK
Jun 7, 2018	Warranty Deed, Transfer · Conventional with PMI KEVIN S SR HUNTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 16, 2012
Transfer Doc	0018640867
Record Updated	Oct 29, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	216 N 5TH ST, FLAGLER BEACH, FL 32136-3370
Document Number	0024830844
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 S 5TH ST FLAGLER BEACH FL 321363605, FLAGLER BEACH, FL 32136-3605

Mortgage

Document Number	0024830844
Date	Oct 6, 2020
Book Page	002483/000844
Instrument	40348

Lender

Name	INTRACOASTAL BK
Type	Bank
Address	PALM COAST, FL 32137

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Nov 27, 2018
Property Address	216 N 5TH ST, FLAGLER BEACH, FL 32136-3370
Document Number	0023201776
Book / Page	2320 / 1776
Map Reference	MB1 PG24
Instrument Date	Nov 7, 2018
Instrument	2018044158
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	FLAAGLER COUNTY ABSTRACT CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	216 S 5TH ST, FLAGLER BEACH, FL 32136-3605

Mortgage

Document Number	2018044159
Date	Nov 27, 2018
Instrument	2018044159

Lender

Name	INTRACOASTAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 7, 2018
Property Address	216 N 5TH ST, FLAGLER BEACH, FL 32136-3370
Document Number	0022840713
Book / Page	002284 / 000713
Instrument Date	May 16, 2018
Instrument	21048
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 S 4TH ST FLAGLER BEACH FL 321363624, FLAGLER BEACH, FL 32136-3624

Mortgage

Document Number	22840715
Date	Jun 7, 2018
Book Page	002284/000715
Instrument	21049

Lender

Name	KEVIN S SR HUNTER
Address	3230 N OLD DIXIE HWY, BUNNELL, FL 32110-4322
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate	5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 216 S 5th St was $10,027, up 8.8% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,027.00 (+8.79%)	$587,825 Land $349,125 Building $238,700	$587,825 Land $349,125 Building $238,700
2024	$9,217.00 (+12.75%)
2023	$8,175.00 (+6.4%)	$450,560 (+1.49%) Land $223,125 Building $227,435	$450,560 (+1.49%) Land $223,125 Building $227,435
2022	$7,683.00	$443,945 Land $223,125 Building $220,820	$443,945 Land $223,125 Building $220,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 216 S 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 239 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	253 units insured incl. 14 condo units
Nearby Flood Claims	200 (1991–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 38 claims Hurricane Irma, Sep 2017 · 91 claims Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 S 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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