209 S 5th St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 209 S 5th St, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,342 sqft · built 1972
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Apr 2025)
Tax Bill	$7,678 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-12-31-4500-00300-0030`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4500-00300-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area
Gross Area	1,556 sqft
1st Floor Area	1,342 sqft
Flooring	Asbestos (Tiles, Sheet)
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1992
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,501 sqft (0.172 acres)
Garage Type	Detached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	1,524 sqft
Deck Area	Deck Area
Patio Area	1,120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 S 5TH ST
City	FLAGLER BEACH
State	FL
Zip	32136-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE MOODY SUB DIV BL-30 SW1/2 LOT 3 & ALL LOT 4 OR 217 PG 839 OR 217 PG 839 OR 464 PG 736 OR 533 PG 1950 OR 565 PG 1432 OR 580 PG 1417 OR 1282/496 OR 2405/1367- ERR IN LEG OR 2415/1016-CD
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	GEORGE MOODY SUB
Legal Block	30
Legal Lot Number	3
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3103
Census Tract	60302

Owner

209 S 5th St is owned by two individuals who bought it in April 2025.

Source: Flagler County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	604 DUNBLANE DR, WINTER PARK, FL 32792-4621
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Dec 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025 · Amount on File
Deed Sale	Apr 30, 2025 · Amount on File
Prior Sale	Feb 17, 2022 · Amount on File
Deed Document Number	202518162
Deed Book / Page	2955 / 1783
Prior Transfer Date	Apr 18, 1997
Prior Transfer Doc	0580001417
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 17, 2022
Property Address	209 S 5TH ST, FLAGLER BEACH, FL 32136-3606
Document Number	0026590809
Book / Page	2659 / 809
Map Reference	MB 1 PG 24
Instrument Date	Feb 11, 2022
Instrument	2022008743
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	US PATRIOT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 TEAK RD, 21, OCALA, FL 34472-8750

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	604 SPRINGDALE DR, FLAGLER BEACH, FL 32136-4007

Mortgage

Document Number	0002659812
Date	Feb 17, 2022
Instrument	2659/812

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 16, 2019
Property Address	209 S 5TH ST, FLAGLER BEACH, FL 32136-3606
Document Number	0024051367
Book / Page	002405 / 001367
Instrument Date	Nov 9, 2019
Instrument	46570
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	822 UNION ST #6 BROOKLYN NY 112151425, 6, BROOKLYN, NY 11215-1425

Tax Assessment & Valuation

The 2025 property tax bill for 209 S 5th St was $7,678, up 8.4% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,678.00 (+8.35%)	$405,602 Land $219,500 Building $186,102	$405,602 Land $219,500 Building $186,102
2024	$7,086.00 (+11.96%)
2023	$6,329.00 (+22.75%)	$320,938 (+0.6%) Land $140,000 Building $180,938	$320,938 (+0.6%) Land $140,000 Building $180,938
2022	$5,156.00	$319,011 Land $140,000 Building $179,011	$319,011 Land $140,000 Building $179,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 S 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 239 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	253 units insured incl. 14 condo units
Nearby Flood Claims	200 (1991–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 38 claims Hurricane Irma, Sep 2017 · 91 claims Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 S 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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