216 Ryter Rd, Waterloo, IA 50703 Property Records

Black Hawk County property record for 216 Ryter Rd, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,806 sqft · built 1976
Lot Size2.42 acres (105,415 sqft)
Owner2 Individual Names on Record
Tax Bill$4,450 (2025)
Flood ZoneZone A (high risk)
APN9013-23-426-004

Property Details

APN / Parcel Number

Primary APN9013-23-426-004

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths3 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,806 sqft Living Area
1st Floor Area1,207 sqft
Basement Area1,207 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area105,415 sqft (2.42 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area378 sqft
Patio Area351 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address216 RYTER RD
CityWATERLOO
StateIA
Zip50703-9662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORROW HEIGHTS FIRST SUBDIV LOT 8 BLK 4 LOT 9 BLK 2 & VAC STREET BETWEEN
Legal Range13W
Legal Township90N
Legal Section23
Legal SubdivisionMORROW HEIGHTS FIRST SUBDIV
Legal Block2,4
Legal Lot Number8,9
JurisdictionBLACK HAWK IA
Township / Civil DivisionMOUNT VERNON
Census Block Group1
Census Block1025
Census Tract2604

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address216 RYTER RD, WATERLOO, IA 50703-9662
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictDenver Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,450.00 (+7.13%) Homeowner's exemption$390,550 (+14.87%) Land $64,500 Building $326,050$390,550 (+14.87%) Land $64,500 Building $326,050
2024$4,154.00 (-3.31%)
2023$339,990 (+16.53%) Land $53,000 Building $286,990$339,990 (+16.53%) Land $53,000 Building $286,990
2022$4,296.00 Homeowner's exemption$291,750 Land $43,000 Building $248,750
2021$291,750 Land $43,000 Building $248,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force
Nearby Flood Claims21 (1979–2016)
Claims Outside the SFHA1 of 21
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 5 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
CenturyLink
DSL
140 / 20

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