Black Hawk County property record for 180 Ryter Rd, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,112 sqft · built 1961 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,500 (May 2009) |
| Tax Bill | $2,484 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9013-23-427-002 |
| Primary APN | 9013-23-427-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,112 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 1,112 sqft |
| Finished Basement | 350 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Type | Detached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 180 RYTER RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORROW HEIGHTS FIRST SUBDIV E 1/2 LOT 1 & 2 BLK 4 |
| Legal Range | 13W |
| Legal Township | 90N |
| Legal Section | 23 |
| Legal Subdivision | MORROW HEIGHTS FIRST SUBDIV |
| Legal Block | 4 |
| Legal Lot Number | 1,2 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 2604 |
180 Ryter Rd is owned and occupied by an individual who bought it in May 2009.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 180 RYTER RD, WATERLOO, IA 50703-9662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2009 · Amount on File |
| Deed Sale | May 27, 2009 · Amount on File |
| Prior Sale | Aug 2, 2007 · Amount on File |
| Deed Document Number | 200922675 |
| Prior Transfer Date | Jul 27, 2007 |
| Prior Transfer Doc | 2008002725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 180 RYTER RD, WATERLOO, IA 50703-9662 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 180 RYTER RD, WATERLOO, IA 50703-9662 |
| Document Number | 202100023972 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 202100023972 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
The 2025 property tax bill for 180 Ryter Rd was $2,484 with a homeowner's exemption, up 7.4% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Denver Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,484.00 (+7.44%) Homeowner's exemption | $214,610 Land $52,980 Building $161,630 | $214,610 Land $52,980 Building $161,630 |
| 2024 | $2,312.00 | ||
| 2023 | $186,150 (+18.89%) Land $44,150 Building $142,000 | $186,150 Land $44,150 Building $142,000 | |
| 2022 | $2,242.00 Homeowner's exemption | $156,570 Land $35,320 Building $121,250 | |
| 2021 | $156,570 Land $35,320 Building $121,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 180 Ryter Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 21 (1979–2016) |
| Claims Outside the SFHA | 1 of 21 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 180 Ryter Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| CenturyLink DSL | 140 / 20 |
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