216 River Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 216 River Rd, Naples, ME 04055

Property Summary

Property Type	Exempt (Full or Partial)
Details	864 sqft · built 1990
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,100 (Mar 2019)
Tax Bill	$2,431 (2024)
Deeds & Mortgages	May 2026 Mortgage Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:R11 L:77`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:R11 L:77`
Alternative APNs	`NAPL M:R11 L:0077` `994`

Interior

Stories	2 Stories
Building Area	864 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	59,677 sqft (1.37 acres)

Location & Zoning

Account Number	994
Old Parcel Number	NAPL M:R11 L:0077
Street Address	216 RIVER RD
City	NAPLES
State	ME
Zip	04055-5136
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Lot Number	77
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2004
Census Tract	14001

Owner

Source: Cumberland County and Naples Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53 STANDPIPE RD, MECHANIC FALLS, ME 04256-5919
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 22, 2023	Deed of Trust, Mortgage · Line of Credit MAINE FAMILY FEDERAL CREDIT UNION
Apr 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 22, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Deed Book / Page	35533 / 18
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Recording Date	May 4, 2026
Property Address	216 RIVER RD, NAPLES, ME 04055-5136
Document Number	0422240155
Book / Page	42224 / 155
Instrument Date	Apr 28, 2026
Instrument	202617017
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 RIVER RD, NAPLES, ME 04055-5136

Mortgage

Document Number	0000017017,
Date	May 4, 2026
Book Page	42224/155
Instrument	202617017

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	216 RIVER RD, NAPLES, ME 04055-5136
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0403750291
Date	Sep 22, 2023
Book Page	40375/291
Instrument	33990

Lender

Name	MAINE FAMILY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	216 RIVER RD, NAPLES, ME 04055-5136
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0380100086
Date	Apr 1, 2021
Book Page	38010/86
Instrument	23019

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Mar 22, 2019
Property Address	216 RIVER RD, NAPLES, ME 04055-5136
Document Number	0355330018
Book / Page	35533 / 18
Instrument Date	Mar 21, 2019
Instrument	11663
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 STANDPIPE RD, MECHANIC FALLS, ME 04256-5919

Mortgage

Document Number	11664
Date	Mar 22, 2019
Instrument	11664

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$261,391 (-) Land $71,480 Building $189,911
2024	$2,431.00 (+1.63%)
2023	$2,392.00 (+10.95%)	$261,391 (-) Land $71,480 Building $189,911
2022	$2,156.00	$261,391 Land $71,480 Building $189,911

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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