Cumberland County and Naples Town property record for 195 River Rd, Naples, ME 04055
| Property Type | Single Family Home |
|---|---|
| Details | 1,110 sqft |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,751 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | NAPL M:R11 L:0079 |
| Primary APN | NAPL M:R11 L:0079 |
|---|---|
| Alternative APN |
|
| Building Area | 1,110 sqft Living Area |
|---|
| Lot Area | 54,014 sqft (1.24 acres) |
|---|
| Account Number | 996 |
|---|---|
| Street Address | 195 RIVER RD |
| City | NAPLES |
| State | ME |
| Zip | 04055-5135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 79 |
| Jurisdiction | NAPLES ME |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14001 |
Source: Cumberland County and Naples Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 RIVER RD, NAPLES, ME 04055-5135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPLES ME |
| Property Address | 195 RIVER RD, NAPLES, ME 04055-5135 |
| Document Number | 0365090242 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 195 RIVER RD NAPLES ME 040555135, NAPLES, ME 04055-5135 |
| Document Number | 0365090242 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 036509/000242 |
| Instrument | 14109 |
| Name | EVERGREEN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Naples Town |
| Unified School District | School Administrative District 61 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,751.00 (+3.79%) | $184,359 (-) Land $58,672 Building $125,687 |
| 2023 | $1,687.00 (+10.91%) | $184,359 (-) Land $58,672 Building $125,687 |
| 2022 | $1,521.00 | $184,359 Land $58,672 Building $125,687 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
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