216 Main St, Maxwell, IA 50161 Property Records

Story County property record for 216 Main St, Maxwell, IA 50161

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 1915
Lot Size	0.244 acres (10,650 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Dec 2016)
Tax Bill	$3,010 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2015 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-125-421`

Property Details

APN / Parcel Number

Primary APN	`15-27-125-421`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	216 MAIN ST
City	MAXWELL
State	IA
Zip	50161-4704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O T LOTS 4 5 & 6 BLK 4
Legal Range	22W
Legal Township	82N
Legal Section	27
Legal Subdivision	ORIGINAL TOWN
Legal Block	4
Legal Lot Number	4-6
Jurisdiction	STORY IA
Township / Civil Division	INDIAN CREEK
Census Block Group	1
Census Block	1073
Census Tract	10200

Owner

216 Main St is owned and occupied by an individual who bought it in December 2016.

Source: Story County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	216 MAIN ST, MAXWELL, IA 50161-4704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST FAMILTY LENDING CORP
Jun 30, 2015	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOISE CU
Aug 6, 2015	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Jan 27, 2016	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU
Aug 20, 2007	Legal Action/Court Order, Foreclosure · ARM VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2016 · Amount on File
Deed Sale	Dec 20, 2016 · Amount on File
Prior Sale	Mar 8, 2012 · Amount on File
Deed Document Number	201612736
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	216 MAIN ST, MAXWELL, IA 50161-4704
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202114773
Date	Nov 23, 2021
Instrument	2021-14773

Lender

Name	MIDWEST FAMILTY LENDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	216 MAIN ST, MAXWELL, IA 50161-4704
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500005951
Date	Jun 30, 2015
Instrument	2015-00005951

Lender

Name	COMMUNITY CHOISE CU
Address	CLIVE, IA 50325

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2045

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	216 MAIN ST, MAXWELL, IA 50161-4704
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500007608
Date	Aug 6, 2015
Instrument	2015-00007608

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	CLIVE, IA 50325

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	216 MAIN ST, MAXWELL, IA 50161-4704
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600000730
Date	Jan 27, 2016
Instrument	2016-00000730

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	CLIVE, IA 50325

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jul 1, 2045

August 2007: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	STORY IA
Recording Date	Aug 20, 2007
Property Address	216 MAIN ST, MAXWELL, IA 50161-4704
Document Number	200700009829
Instrument Date	Aug 16, 2007
Instrument	2007-00009829
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	216 MAIN ST, MAXWELL, IA 50161-4704

Mortgage

Document Number	200700009830
Date	Aug 20, 2007
Instrument	2007-00009830

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year T-Bill
Max Rate	12.3%

Tax Assessment & Valuation

The 2025 property tax bill for 216 Main St was $3,010 with a homeowner's exemption, up 3.7% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Maxwell City
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,010.00 (+3.65%) Homeowner's exemption	$191,600 Land $28,100 Building $163,500	$191,600 Land $28,100 Building $163,500
2024	$2,904.00
2023		$179,600 Land $26,300 Building $153,300	$179,600 Land $26,300 Building $153,300
2022	$2,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 216 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	20 (1991–2026)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAXWELL WATER DEPARTMENT serves 859 people · EPA ID IA8557058
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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