204 Main St, Maxwell, IA 50161 Property Records

Story County property record for 204 Main St, Maxwell, IA 50161

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,302 sqft · built 1880
Lot Size0.277 acres (12,070 sqft)
Owner2 Individual Names on Record
Last Sale$31,000 (Sep 2012)
Tax Bill$4,138 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN15-27-125-401

Property Details

APN / Parcel Number

Primary APN15-27-125-401

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths3 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,302 sqft Living Area
1st Floor Area1,086 sqft
Basement Area814 sqft
Unfinished Basement815 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleA-Frame
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,070 sqft (0.277 acres)
Lot Dimensions142 ft deep x 85 ft wide
Garage TypeDetached
Garage Area900 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area118 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address204 MAIN ST
CityMAXWELL
StateIA
Zip50161-4704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionO T S10' LOT 9 & ALL LOTS 10 11 12 BLK 4
Legal Range22W
Legal Township82N
Legal Section27
Legal SubdivisionORIGINAL TOWN
Legal Block4
Legal Lot Number9-12
JurisdictionSTORY IA
Township / Civil DivisionINDIAN CREEK
Census Block Group1
Census Block1073
Census Tract10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address204 MAIN ST, MAXWELL, IA 50161-4704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2012 · Amount on Record
Deed SaleSep 18, 2012 · Amount on Record
Deed Document Number201211004
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address204 MAIN ST, MAXWELL, IA 50161-4704
Transaction TypeMortgage
Record UpdatedOct 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202306348
DateSep 8, 2023
Instrument2023-06348
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
MunicipalityMaxwell City
Unified School DistrictCollins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,138.00 (+2.58%) Homeowner's exemption$268,300 (+5.63%) Land $31,900 Building $236,400$268,300 (+5.63%) Land $31,900 Building $236,400
2024$4,034.00 (+2.49%)
2023$254,000 Land $29,800 Building $224,200$254,000 Land $29,800 Building $224,200
2022$3,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims20 (1991–2026)
Claims Outside the SFHA4 of 20
Most Recent ClaimJul 2026 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAXWELL WATER DEPARTMENT
serves 859 people · EPA ID IA8557058
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Huxley Communications Cooperative
Fiber
1,000 / 1,000
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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