216 Main St E, Twin Lakes, MN 56089 Property Records

Freeborn County property record for 216 Main St E, Twin Lakes, MN 56089

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 973 sqft · built 1900
Lot Size	1.59 acres (69,465 sqft)
Owner	Individual Name on Record
Tax Bill	$612 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`33.004.0110`

Property Details

APN / Parcel Number

Primary APN	`33.004.0110`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	973 sqft Living Area
1st Floor Area	816 sqft
Basement Area	96 sqft
Unfinished Basement	96 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,465 sqft (1.59 acres)
Garage Type	Attached
Garage Area	591 sqft
Porch	Porch
Porch Area	96 sqft
Deck Area	166 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	216 MAIN ST E
City	TWIN LAKES
State	MN
Zip	56089-4401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN LAKES CITY LOT-011 BLOCK-004 LOT 11, BLK 4 FORMERLY 33-010-0380
Legal Range	03
Legal Township	010
Legal Section	33
Legal Subdivision	TWIN LAKES CITY
Legal Block	4
Legal Lot Number	11
Jurisdiction	FREEBORN MN
Township / Civil Division	TWIN LAKES
Census Block Group	3
Census Block	3140
Census Tract	180300

Owner

Source: Freeborn County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 368, TWIN LAKES, MN 56089-0368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC
Apr 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	216 MAIN ST E, TWIN LAKES, MN 56089-4401
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A555672
Date	Jun 30, 2022
Instrument	A555672

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	216 MAIN ST E, TWIN LAKES, MN 56089-4401
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A531960
Date	Apr 16, 2018
Instrument	A531960

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 28, 2021

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
Municipality	Twin Lakes City
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$612.00 Homeowner's exemption	$89,800 (+31.48%) Land $24,400 Building $65,400	$89,800 (+31.48%) Land $24,400 Building $65,400
2025	$612.00 (+5.88%)
2023	$578.00 (+30.18%) Homeowner's exemption	$68,300 Land $24,400 Building $43,900	$68,300 Land $24,400 Building $43,900
2020	$444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Twin Lakes serves 134 people · EPA ID MN1240016
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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