208 Main St E, Twin Lakes, MN 56089 Property Records

Freeborn County property record for 208 Main St E, Twin Lakes, MN 56089

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1947
Lot Size	0.184 acres (8,032 sqft)
Owner	Individual Name on Record
Last Sale	$96,261 (Sep 2021)
Tax Bill	$728 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`33.003.0130`

Property Details

APN / Parcel Number

Primary APN	`33.003.0130`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Unfinished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,032 sqft (0.184 acres)
Lot Dimensions	150 ft deep x 51 ft wide
Garage Type	Mixed
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	208 MAIN ST E
City	TWIN LAKES
State	MN
Zip	56089-4401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN LAKES CITY LOT-002 BLOCK-002 LOT 13 BLK 3 FORMERLY 33-002-0030
Legal Subdivision	TWIN LAKES CITY
Legal Block	2
Legal Lot Number	2
Jurisdiction	FREEBORN MN
Township / Civil Division	TWIN LAKES
Census Block Group	3
Census Block	3143
Census Tract	180300

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 MAIN ST E, TWIN LAKES, MN 56089-4401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Feb 11, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Deed Document Number	2021550937
Prior Transfer Date	Feb 9, 2021
Prior Transfer Doc	000A547172
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	Sep 21, 2021
Property Address	208 MAIN ST E, TWIN LAKES, MN 56089-4401
Document Number	000A550937
Instrument Date	Aug 13, 2021
Instrument	A550937
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	MN SECURED TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$317.66
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 MAIN ST E, TWIN LAKES, MN 56089-4401
Investor	Possibly a Property Investor

Mortgage

Document Number	000A550938
Date	Sep 21, 2021
Instrument	A550938

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	FREEBORN MN
Recording Date	Feb 11, 2021
Property Address	208 MAIN ST E, TWIN LAKES, MN 56089-4401
Document Number	000A547172
Map Reference	DOC 382495
Instrument Date	Feb 9, 2021
Instrument	A547172
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 MAIN ST E, TWIN LAKES, MN 56089-4401

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
Municipality	Twin Lakes City
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$728.00 Homeowner's exemption	$95,400 (+9.28%) Land $15,600 Building $79,800	$95,400 (+9.28%) Land $15,600 Building $79,800
2025	$728.00 (+24.23%) Homeowner's exemption	$87,300 (+27.45%) Land $15,600 Building $71,700	$87,300 (+27.45%) Land $15,600 Building $71,700
2023	$586.00 (+18.15%) Homeowner's exemption	$68,500 (-2.42%) Land $6,700 Building $61,800	$68,500 (-2.42%) Land $6,700 Building $61,800
2022		$70,200 Land $6,700 Building $63,500	$70,200 Land $6,700 Building $63,500
2020	$496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Twin Lakes serves 134 people · EPA ID MN1240016
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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