216 E Prospect St, Girard, OH 44420 Property Records

Trumbull County property record for 216 E Prospect St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,316 sqft · built 1920
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$67,500 (Dec 2025)
Tax Bill	$1,107 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-196750`

Property Details

APN / Parcel Number

Primary APN	`14-196750`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	1,792 sqft
Attic	Attic
Attic Area	420 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	216 E PROSPECT ST
City	GIRARD
State	OH
Zip	44420-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24 50F GRAND VU PROSPECT ST
Legal Subdivision	JONES LOTZE AND HAUSER ADDITION
Legal Lot Number	24
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2005
Census Tract	932300

Owner

216 E Prospect St is owned and occupied by an individual who bought it in December 2025.

Source: Trumbull County records, as of June 24, 2026

Owner of Record	Individual Name on File
Mailing Address	216 E PROSPECT ST, GIRARD, OH 44420-2630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 24, 2022	Intrafamily Transfer, Transfer
Sep 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	202522580
Prior Transfer Date	May 17, 2022
Prior Transfer Doc	0000010784
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Dec 17, 2025
Property Address	216 E PROSPECT ST, GIRARD, OH 44420-2630
Document Number	0000022580
Map Reference	VOL 6 PG 23
Instrument Date	Dec 16, 2025
Instrument	202512170022580
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 E PROSPECT ST, GIRARD, OH 44420-2630
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022581
Date	Dec 17, 2025
Instrument	202512170022581

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TRUMBULL OH
Recording Date	May 24, 2022
Property Address	216 E PROSPECT ST, GIRARD, OH 44420-2630
Document Number	0000010784
Map Reference	VOL 6 PG 23
Instrument Date	May 17, 2022
Instrument	202205240010784
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	216 E PROSPECT ST, GIRARD, OH 44420-2630

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRUMBULL OH
Recording Date	Sep 22, 2020
Property Address	216 E PROSPECT ST, GIRARD, OH 44420-2630
Document Number	0000018414
Instrument Date	Sep 9, 2020
Instrument	18414
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 E PROSPECT ST GIRARD OH 444202630, GIRARD, OH 44420-2630

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRUMBULL OH
Recording Date	Sep 22, 2020
Property Address	216 E PROSPECT ST, GIRARD, OH 44420-2630
Document Number	0000018415
Instrument Date	Sep 8, 2020
Instrument	18415
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 E PROSPECT ST GIRARD OH 444202630, GIRARD, OH 44420-2630

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRUMBULL OH
Recording Date	Sep 18, 2020
Property Address	216 E PROSPECT ST, GIRARD, OH 44420-2630
Document Number	0000018190
Instrument Date	Sep 2, 2020
Instrument	18190
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 E PROSPECT ST GIRARD OH 444202630, GIRARD, OH 44420-2630

Tax Assessment & Valuation

The 2025 property tax bill for 216 E Prospect St was $1,107 with a homeowner's exemption.

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,107.00	$37,280 (-) Land $3,080 Building $34,200
2024	$1,107.00 (-5.38%) Homeowner's exemption	$37,280 (-) Land $3,080 Building $34,200
2023	$1,170.00 (+37.97%) Homeowner's exemption	$37,280 (+49.18%) Land $3,080 Building $34,200	$106,500 Land $8,800 Building $97,700
2022	$848.00 Homeowner's exemption	$24,990 Land $3,080 Building $21,910
2020			$71,400 Land $8,800 Building $62,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 216 E Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 216 E Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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