207 E Prospect St, Girard, OH 44420 Property Records

Trumbull County property record for 207 E Prospect St, Girard, OH 44420

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,366 sqft · built 1921
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$88,900 (Aug 2001)
Tax Bill$1,602 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN14-577200

Property Details

APN / Parcel Number

Primary APN14-577200

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,366 sqft Living Area
1st Floor Area1,704 sqft
Upper Floors Area968 sqft
Basement Area840 sqft
Unfinished Basement840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions141 ft deep x 50 ft wide

Exterior Amenities

PorchSlab
Porch Area371 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelGas
SewerConnected

Location & Zoning

Street Address207 E PROSPECT ST
CityGIRARD
StateOH
Zip44420-2631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description11 50F GD VU PROSPECT ST GIRARD CITY
Legal SubdivisionGRAND VIEW PLAT
Legal Lot Number11
JurisdictionTRUMBULL OH
Township / Civil DivisionLIBERTY
Census Block Group1
Census Block1005
Census Tract932200

Owner

Source: Trumbull County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address207 E PROSPECT ST, GIRARD, OH 44420-2631
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2001 · Amount on Record
Deed SaleAug 9, 2001 · Amount on Record
Prior SaleAug 9, 2001 · Amount on Record
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address207 E PROSPECT ST, GIRARD, OH 44420-2631
Transaction TypeMortgage
Record UpdatedJun 3, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 E PROSPECT ST, GIRARD, OH 44420-2631

Mortgage

Document Number0000007372
DateApr 11, 2022
Instrument202204110007372
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyTrumbull County
County SubdivisionLiberty Township
MunicipalityGirard City
Unified School DistrictGirard City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,602.00$38,190 (-) Land $3,120 Building $35,070
2024$1,602.00 (-2.02%)$38,190 (-) Land $3,120 Building $35,070
2023$1,635.00 (+14.82%)$38,190 (+44.11%) Land $3,120 Building $35,070$109,100 (+44.12%) Land $8,900 Building $100,200
2022$1,424.00$26,500 Land $3,120 Building $23,380
2020$75,700 Land $8,900 Building $66,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIRARD CITY
serves 13,263 people · EPA ID OH7801103
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
T-Mobile
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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