216 E 8th St, Covington, KY 41011 Property Records

Kenton County property record for 216 E 8th St, Covington, KY 41011

Property Summary

Property Type	Duplex
Details	3 bd · 5 ba · 1,656 sqft
Lot Size	0.052 acres (2,250 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (May 2022)
Tax Bill	$6,757 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-23-19-026.00`

Property Details

APN / Parcel Number

Primary APN	`054-23-19-026.00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,656 sqft Finished Area
Gross Area	1,784 sqft

Exterior

Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,250 sqft (0.052 acres)
Lot Dimensions	100 ft deep x 22.5 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	216 E 8TH ST
City	COVINGTON
State	KY
Zip	41011-3274
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	FOOTES ADDN PT LOTS 246-247 22.5'X 100' NS 8TH 167 1/2' E GREENUP
Legal Subdivision	FOOTES ADDN
Legal Lot Number	246,24
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3018
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Emery-Price Historic District listed 1987 · 104 contributing resources · NRIS 86003484

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	216 E 8TH ST, COVINGTON, KY 41011-3274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Jan 29, 2015 · Amount on Record
Deed Document Number	202214
Deed Book / Page	164 / 896
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 11, 2022
Property Address	216 E 8TH ST, COVINGTON, KY 41011-3274
Document Number	0005900014
Book / Page	164 / 896
Map Reference	PL 85
Instrument Date	May 6, 2022
Instrument	22051105900014
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9711 WINTON HILLS LN, CINCINNATI, OH 45215-2059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 E 8TH ST, COVINGTON, KY 41011-3274

Mortgage

Document Number	0005900015
Date	May 11, 2022
Book Page	369/646
Instrument	22051105900015

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	216 E 8TH ST, COVINGTON, KY 41011-3274
Document Number	0000000219
Book / Page	0C6104 / 000104
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 E 8TH ST COVINGTON KY 410113274, COVINGTON, KY 41011-3274

Mortgage

Document Number	0000000219
Date	Feb 27, 2017
Book Page	0C6104/000104
Instrument	219

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 26, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,000 (-) Land $10,000 Building $500,000	$510,000 (-) Land $10,000 Building $500,000
2025	$6,757.00 (-0.53%)	$510,000 (-) Land $5,000 Building $505,000	$510,000 (-) Land $5,000 Building $505,000
2023	$6,793.00	$510,000 Land $5,000 Building $505,000	$510,000 Land $5,000 Building $505,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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