125 E 8th St, Covington, KY 41011 Property Records

Kenton County property record for 125 E 8th St, Covington, KY 41011

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 5,642 sqft · built 1909
Lot Size	0.034 acres (1,494 sqft)
Owner	Individual Name on File
Last Sale	$422,000 (Feb 2022)
Tax Bill	$5,591 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-23-15-007.00`

Property Details

APN / Parcel Number

Primary APN	`054-23-15-007.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	5,642 sqft Finished Area

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Townhouse
Exterior Material	Brick
Foundation Type	Stone
Lot Area	1,494 sqft (0.034 acres)
Lot Dimensions	62.5 ft deep x 23.9 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	125 E 8TH ST
City	COVINGTON
State	KY
Zip	41011-3133
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	FOOTES ADDN PT LOT 178 23.91'X 62.50' SS E 8TH ST 76.09' WEST OF GREENUP
Legal Subdivision	FOOTES ADDN
Legal Lot Number	178
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1003
Census Tract	67000

Owner

125 E 8th St, a townhouse, is owned and occupied by an individual who bought it in February 2022.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	125 E 8TH ST, COVINGTON, KY 41011-3133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 21, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE SVGS BK
Apr 19, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022 · Amount on File
Deed Sale	Feb 7, 2022 · Amount on File
Prior Sale	Dec 21, 2017 · Amount on File
Deed Document Number	202257
Deed Book / Page	146 / 402
Prior Transfer Date	Jun 7, 2012
Prior Transfer Doc	0005900155
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 7, 2022
Property Address	125 E 8TH ST, COVINGTON, KY 41011-3133
Document Number	0005900057
Book / Page	146 / 402
Instrument Date	Jan 28, 2022
Instrument	22020705900057
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 E 8TH ST, COVINGTON, KY 41011-3133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E 8TH ST, COVINGTON, KY 41011-3133

Mortgage

Document Number	0005900058
Date	Feb 7, 2022
Instrument	22020705900058

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 21, 2017
Property Address	125 E 8TH ST, COVINGTON, KY 41011-3133
Document Number	0000000126
Book / Page	0C6320 / 000320
Instrument Date	Dec 15, 2017
Instrument	126
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2018
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 E 8TH ST COVINGTON KY 410113133, COVINGTON, KY 41011-3133

Mortgage

Document Number	127
Date	Dec 21, 2017
Book Page	0C6320/000323
Instrument	127

Lender

Name	EAGLE SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2047

Mortgage

Document Number	128,
Date	Dec 21, 2017
Book Page	0C6320/000341
Instrument	128

Lender

Name	EAGLE SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45248

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 20, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.25%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Apr 19, 2017
Property Address	125 E 8TH ST, COVINGTON, KY 41011-3133
Document Number	0000000147
Book / Page	0C6140 / 000057
Instrument Date	Apr 19, 2017
Instrument	147
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 121324 COVINGTON KY 410121324, COVINGTON, KY 41012-1324

Tax Assessment & Valuation

The 2025 property tax bill for 125 E 8th St was $5,591.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,000 (-) Land $15,000 Building $407,000	$422,000 (-) Land $15,000 Building $407,000
2025	$5,591.00	$422,000 Land $15,000 Building $407,000	$422,000 Land $15,000 Building $407,000
2023	$5,621.00	$422,000 Land $15,000 Building $407,000	$422,000 Land $15,000 Building $407,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 E 8th St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1978–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 125 E 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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