216 Center Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 216 Center Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,107 sqft · built 1983
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$629,000 (Sep 2024)
Tax Bill	$4,963 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GRAY M:063 B:028 L:016-000`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:063 B:028 L:016-000`
Alternative APNs	`028016000000` `1676`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,107 sqft Living Area
Basement Area	100 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	1676
Street Address	216 CENTER RD
City	GRAY
State	ME
Zip	04039-5455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	28
Legal Lot Number	16-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	4
Census Block	4018
Census Tract	4702

Owner

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 GRAHAM RD, 15, WESTBROOK, ME 04092-3199
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 30, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Dec 18, 2019	Deed of Trust, Mortgage EVERGREEN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2024 · Amount on Record
Deed Sale	Sep 17, 2024 · Amount on Record
Prior Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	202434974
Deed Book / Page	40998 / 98
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Recording Date	Apr 13, 2026
Property Address	216 CENTER RD, GRAY, ME 04039-5455
Document Number	0421750277
Book / Page	42175 / 277
Instrument Date	Apr 8, 2026
Instrument	202613799
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 CENTER RD, GRAY, ME 04039-5455

Mortgage

Document Number	0000013799,
Date	Apr 13, 2026
Book Page	42175/277
Instrument	202613799

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Jul 30, 2020
Property Address	216 CENTER RD, GRAY, ME 04039-5455
Document Number	0369910308
Book / Page	36991 / 308
Instrument Date	Jul 30, 2020
Instrument	44096
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CLIFF AVE, FREEPORT, ME 04032-6134

Mortgage

Document Number	44097
Date	Jul 30, 2020
Instrument	44097

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	216 CENTER RD, GRAY, ME 04039-5455
Document Number	0363310218
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 CENTER RD GRAY ME 040395455, GRAY, ME 04039-5455

Mortgage

Document Number	0363310218
Date	Jan 9, 2020
Book Page	036331/000218
Instrument	1702

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,963.00 (-16.56%)	$512,700 (+30.86%) Land $174,000 Building $338,700
2023	$5,948.00 (+8.82%)	$391,800 (-) Land $94,500 Building $297,300
2022	$5,466.00	$391,800 Land $94,500 Building $297,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1983–2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GoNetspeed Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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