Cumberland County and Gray Town property record for 203 Center Rd, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,667 sqft · built 1998 |
| Lot Size | 1.84 acres (80,150 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Feb 2022) |
| Tax Bill | $6,216 (2025) |
| Deeds & Mortgages | Apr 2023 Refinance Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0308A 000000 |
| Primary APN | 0308A 000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,667 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 80,150 sqft (1.84 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|
| Account Number | 1765 |
|---|---|
| Street Address | 203 CENTER RD |
| City | GRAY |
| State | ME |
| Zip | 04039-5442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 30 |
| Legal Lot Number | 8-1 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 4702 |
203 Center Rd is owned and occupied by an individual who bought it in February 2022.
Source: Cumberland County and Gray Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 203 CENTER RD, GRAY, ME 04039-5442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance AROOSTOOK COUNTY FEDERAL SAVINGS & LOAN |
| Feb 28, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage AROOSTOOK COUNTY FEDERAL SAVINGS & |
| Jul 7, 2020 | Deed of Trust, Mortgage · Balloon Mortgage MECHANICS SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2022 · Amount on File |
| Deed Sale | Feb 28, 2022 · Amount on File |
| Deed Document Number | 202210709 |
| Deed Book / Page | 39206 / 99 |
| Prior Transfer Date | Feb 24, 2022 |
| Prior Transfer Doc | 0392060099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 203 CENTER RD, GRAY, ME 04039-5442 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0400900302 |
|---|---|
| Date | Apr 25, 2023 |
| Book Page | 40090/302 |
| Instrument | 12366 |
| Name | AROOSTOOK COUNTY FEDERAL SAVINGS & LOAN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAY ME |
| Recording Date | Feb 28, 2022 |
| Property Address | 203 CENTER RD, GRAY, ME 04039-5442 |
| Document Number | 0392060099 |
| Book / Page | 39206 / 99 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 10709 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 567 METHODIST RD, WESTBROOK, ME 04092-3200 |
| Document Number | 0000010710 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 10710 |
| Name | AROOSTOOK COUNTY FEDERAL SAVINGS & |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.85% |
| Type Change Date | Mar 1, 2025 |
| Max Rate At Change | 2.34% |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 203 CENTER RD, GRAY, ME 04039-5442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0368970145 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 36897/145 |
| Instrument | 37496 |
| Name | MECHANICS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2045 |
The 2025 property tax bill for 203 Center Rd was $6,216.
Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,216.00 | $642,100 Land $125,000 Building $517,100 |
| 2023 | $5,412.00 (+8.83%) | $356,500 (-) Land $70,000 Building $286,500 |
| 2022 | $4,973.00 | $356,500 Land $70,000 Building $286,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 203 Center Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1983–2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Center Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
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