216 2nd St, Gilbert, IA 50105 Property Records

Story County property record for 216 2nd St, Gilbert, IA 50105

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 779 sqft · built 1900
Lot Size0.22 acres (9,576 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Feb 2005)
Tax Bill$1,978 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN05-04-460-320

Property Details

APN / Parcel Number

Primary APN05-04-460-320

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area779 sqft Living Area
1st Floor Area355 sqft
Basement Area175 sqft
Unfinished Basement175 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,576 sqft (0.22 acres)
Lot Dimensions152 ft deep x 63 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area68 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address216 2ND ST
CityGILBERT
StateIA
Zip50105-7728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCFARLAN'S ADD LOT:7 GILBERT
Legal Range24W
Legal Township84N
Legal Section04
Legal SubdivisionMCFARLAN'S ADD
Legal Lot Number7
JurisdictionSTORY IA
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1031
Census Tract103

Owner

216 2nd St is owned and occupied by an individual who bought it in February 2005.

Source: Story County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address216 2ND ST, GILBERT, IA 50105-7728
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2005 · Amount on File
Deed SaleFeb 7, 2005 · Amount on File
Deed Document Number20051235
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address216 2ND ST, GILBERT, IA 50105-7728
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201900788
DateFeb 4, 2019
Instrument2019-00788
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 216 2nd St was $1,978 with a homeowner's exemption, up 6.5% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
MunicipalityGilbert City
Unified School DistrictGilbert Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,978.00 (+6.46%) Homeowner's exemption$124,200 Land $38,600 Building $85,600$124,200 Land $38,600 Building $85,600
2024$1,858.00
2023$115,700 Land $34,400 Building $81,300$115,700 Land $34,400 Building $81,300
2022$1,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 216 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 62% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGILBERT WATER SUPPLY
serves 1,211 people · EPA ID IA8531083
Water SourceGroundwater
Last State InspectionMar 2024
Also Mapped HereXENIA RWD (BOONE)
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number