211 2nd St, Gilbert, IA 50105 Property Records

Story County property record for 211 2nd St, Gilbert, IA 50105

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,179 sqft · built 2003
Lot Size	0.347 acres (15,120 sqft)
Owner	Individual Name on Record
Last Sale	$234,000 (Jan 2026)
Tax Bill	$3,298 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-04-452-375`

Property Details

APN / Parcel Number

Primary APN	`05-04-452-375`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,179 sqft Living Area
1st Floor Area	1,179 sqft
Basement Area	1,179 sqft
Unfinished Basement	1,179 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,120 sqft (0.347 acres)
Lot Dimensions	112 ft deep x 135 ft wide

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Patio Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	211 2ND ST
City	GILBERT
State	IA
Zip	50105-7729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O T COMM SE COR BLK 1 N138' W TO RR ROW SWLY ALONG RR ROW TO S LINE BLK 1 E TO BEG
Legal Range	24W
Legal Township	84N
Legal Section	04
Legal Subdivision	ORIGINAL TOWN
Legal Block	1
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1015
Census Tract	103

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	211 2ND ST, GILBERT, IA 50105-7729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · VA Mortgage LENDINGHOUSE NA LLC
Jul 30, 2018	Deed, Transfer GREATER IOWA CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2026 · Amount on Record
Deed Sale	Jan 26, 2026 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	2026677
Prior Transfer Date	Sep 18, 2025
Prior Transfer Doc	0000007639
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	211 2ND ST, GILBERT, IA 50105-7729
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2627 KENT AVE 1, 1, AMES, IA 50010-7141

Mortgage

Document Number	0202600678
Date	Jan 26, 2026
Instrument	2026-00678

Lender

Name	LENDINGHOUSE NA LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	STORY IA
Recording Date	Jul 30, 2018
Property Address	211 2ND ST, GILBERT, IA 50105-7729
Document Number	0201806908
Instrument Date	Jul 24, 2018
Instrument	2018-06908
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	211 2ND ST, GILBERT, IA 50105-7729

Mortgage

Document Number	0201806909
Date	Jul 30, 2018
Instrument	2018-06909

Lender

Name	GREATER IOWA CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Gilbert City
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,298.00 (+2.81%) Homeowner's exemption	$199,900 (+3.9%) Land $69,300 Building $130,600	$199,900 (+3.9%) Land $69,300 Building $130,600
2024	$3,208.00 (+10.62%)
2023		$192,400 Land $61,800 Building $130,600	$192,400 Land $61,800 Building $130,600
2022	$2,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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