2158 McWilliams Rd, Covington, TN 38019 Property Records

Tipton County property record for 2158 McWilliams Rd, Covington, TN 38019 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,106 sqft · built 1995
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000 (May 1995)
Tax Bill	$972 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084052 01201`

Property Details

APN / Parcel Number

Primary APN	`084052 01201`
Alternative APN	`052 01201`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,106 sqft Living Area
1st Floor Area	1,316 sqft
Upper Floors Area	1,316 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	639 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	304 sqft
Patio Area	1,200 sqft
Utility Building	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2158 MCWILLIAMS RD
City	COVINGTON
State	TN
Zip	38019-6452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: C63
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3022
Census Tract	40601

Owner

Source: Tipton County records · APN 084052 01201

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2158 MCWILLIAMS RD, COVINGTON, TN 38019-6452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Closed-End Mortgage PATRIOT BANK
Jun 13, 2018	Deed of Trust, Mortgage BANK OF RIPLEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 1995 · Amount on Record
Deed Sale	May 01, 1995 · Amount on Record
Deed Document Number	0000745570
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	2158 MCWILLIAMS RD, COVINGTON, TN 38019-6452
Transaction Type	Mortgage
Record Updated	Oct 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2158 MCWILLIAMS RD, COVINGTON, TN 38019-6452

Mortgage

Document Number	0002097348
Date	Sep 25, 2025
Book Page	2097/348
Instrument	286860

Lender

Name	PATRIOT BANK
Type	Bank
Address	11529 HIGHWAY 51 S, ATOKA, TN 38004

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 11, 2030

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	2158 MCWILLIAMS RD, COVINGTON, TN 38019-6452
Document Number	1764394
Instrument Date	Jun 13, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2158 MCWILLIAMS RD COVINGTON TN 380196452, COVINGTON, TN 38019-6452

Mortgage

Document Number	1764394
Date	Jun 25, 2018
Book Page	001764/000394
Instrument	214813

Lender

Name	BANK OF RIPLEY
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Jun 24, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$972.00 (+6.81%)	$63,900 (-) Land $4,575 Building $59,325
2023		$63,900 Land $4,575 Building $59,325
2022	$910.00
2020			$255,600 Land $18,300 Building $237,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 6% of Tennessee
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Aeneas Communications	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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