Tipton County property record for 2101 McWilliams Rd, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 4.25 ba · 2,538 sqft · built 2019 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | Individual Name on File |
| Last Sale | $540,000 (Jun 2026) |
| Tax Bill | $1,546 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084052 00903 |
| Primary APN | 084052 00903 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.25 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,538 sqft Living Area |
| 1st Floor Area | 2,538 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 60,548 sqft (1.39 acres) |
| Lot Dimensions | 200 ft deep x 200 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 652 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 572 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2101 MCWILLIAMS RD |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-6451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | DISTRICT: 02, COUNTY AREA: C63 |
| Legal Subdivision | MARTIN MCWILLIAMS RD |
| Legal Lot Number | 1 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 40400 |
Source: Tipton County records · APN 084052 00903
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2101 MCWILLIAMS RD, COVINGTON, TN 38019-6451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 09, 2026 | Warranty Deed, Transfer REALITY TITLE, REALTY TITLE |
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KIMBERLY CLARK CU |
| Nov 08, 2019 | Deed of Trust, Mortgage KIMBERLY CLARK CU |
| Jun 11, 2019 | Trustee's Deed, Construction Loan · Line of Credit BANCORPSOUTH |
| Aug 30, 2018 | Quit Claim Deed, Transfer BANCORPSOUTH |
| Aug 10, 2017 | Warranty Deed, Transfer · Line of Credit BANCORPSOUTH |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 09, 2026 · Amount on Record |
| Deed Sale | Jun 09, 2026 · Amount on Record |
| Prior Sale | Aug 09, 2017 · Amount on Record |
| Deed Document Number | 2026293083 |
| Deed Book / Page | 2128 / 132 |
| Transfer Doc | 1730932 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Jun 09, 2026 |
| Property Address | 2101 MCWILLIAMS RD, COVINGTON, TN 38019-6451 |
| Document Number | 0000293083 |
| Book / Page | 2128 / 132 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 2026293083 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $201,798.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2101 MCWILLIAMS RD, COVINGTON, TN 38019-6451 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 2101 MCWILLIAMS RD, COVINGTON, TN 38019-6451 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 19051023 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 1905/1023 |
| Instrument | 245946 |
| Name | KIMBERLY CLARK CU |
|---|---|
| Type | Credit Union |
| Address | MEMPHIS, TN 38107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 2101 MCWILLIAMS RD, COVINGTON, TN 38019-6451 |
| Document Number | 1821559 |
| Instrument Date | Nov 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2101 MCWILLIAMS RD COVINGTON TN 380196451, COVINGTON, TN 38019-6451 |
| Document Number | 1821559 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 001821/000559 |
| Instrument | 228312 |
| Name | KIMBERLY CLARK CU |
|---|---|
| Type | Credit Union |
| Address | MEMPHIS, TN 38107 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 17, 2034 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Jun 11, 2019 |
| Property Address | 2101 MCWILLIAMS RD, COVINGTON, TN 38019-6451 |
| Book / Page | 001801 / 000615 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 223825 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2059 MCWILLIAMS RD COVINGTON TN 380196451, COVINGTON, TN 38019-6451 |
| Document Number | 1801615 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 001801/000615 |
| Instrument | 223825 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | COVINGTON, TN 38019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 10, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Aug 30, 2018 |
| Property Address | 2101 MCWILLIAMS RD, COVINGTON, TN 38019-6451 |
| Document Number | 1771589 |
| Book / Page | 001771 / 000589 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 216580 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 55 COLLEGE ST MUNFORD TN 380586464, MUNFORD, TN 38058-6464 |
| Document Number | 1771591 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 001771/000591 |
| Instrument | 216581 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Aug 29, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Aug 10, 2017 |
| Property Address | 2101 MCWILLIAMS RD, COVINGTON, TN 38019-6451 |
| Document Number | 1730932 |
| Book / Page | 001730 / 000932 |
| Instrument Date | Aug 09, 2017 |
| Instrument | 206517 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2059 MCWILLIAMS RD COVINGTON TN 380196451, COVINGTON, TN 38019-6451 |
| Document Number | 1730934 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 001730/000934 |
| Instrument | 206518 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 09, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,546.00 (+6.99%) | $101,625 (-) Land $5,350 Building $96,275 | |
| 2023 | $101,625 Land $5,350 Building $96,275 | ||
| 2022 | $1,445.00 | ||
| 2020 | $406,500 Land $21,400 Building $385,100 |
Source: FEMA National Flood Hazard Layer as of August 28, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2023–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
Based on FCC filings for 27 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FIRST U.D. OF TIPTON COUNTY serves 9,340 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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