2158 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2158 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Vacant Land
Lot Size	0.397 acres (17,288 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (May 2008)
Tax Bill	$2,355 (2025)
Deeds & Mortgages	Aug 2022 Transfer
Flood Zone	Zone VE (high risk)
APN	`14-07S-04W-3131-000Y-0120`

Property Details

APN / Parcel Number

Primary APN	`14-07S-04W-3131-000Y-0120`
Alternative APN	`04W07S143131000Y0120`

Exterior

Lot Area	17,288 sqft (0.397 acres)
Lot Width	75 ft Width
Boat Access	Boat Access

Location & Zoning

Street Address	2158 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-2214
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	UNIT 1 BL Y LOT 12 & E 25OF LOT 13 OR/112/531 179/15 OR/340/265-66 343/200 OR/529/91 568/581 OR/618/586 918/454 965/276 965/277 1106/739 1344/376
Legal Range	04W
Legal Township	07S
Legal Section	14
Legal Subdivision	3131
Legal Block	Y
Legal Lot Number	12,13
Legal Unit	1
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1033
Census Tract	970102

Owner

2158 Hwy 98 E, vacant land, is owned by two individuals who acquired it in August 2022.

Source: Franklin County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4423 TROPICAL DR, PANAMA CITY, FL 32404-4217
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2008 · Amount on File
Deed Sale	May 13, 2008 · Amount on File
Deed Document Number	20082518
Deed Book / Page	965 / 277
Last Transfer Date	Aug 5, 2022
Transfer Doc	0019004900
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN FL
Recording Date	Aug 18, 2022
Property Address	2158 HIGHWAY 98 E, CARRABELLE, FL 32322-2214
Document Number	0019004900
Book / Page	1344 / 376
Map Reference	MB 2 PG 13
Instrument Date	Aug 5, 2022
Instrument	202219004900
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4423 TROPICAL DR, PANAMA CITY, FL 32404-4217

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4423 TROPICAL DR, PANAMA CITY, FL 32404-4217

Tax Assessment & Valuation

The 2025 property tax bill for 2158 Hwy 98 E was $2,355, down 1.1% from the year before.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,355.00 (-1.13%)	$253,278 (-) Land $247,500 Building $5,778	$253,278 (-) Land $247,500 Building $5,778
2024	$2,382.00 (-3.87%)	$253,278 (-) Land $247,500 Building $5,778	$253,278 (-) Land $247,500 Building $5,778
2023	$2,478.00 (+37.9%)	$253,278 (-) Land $247,500 Building $5,778	$253,278 (-) Land $247,500 Building $5,778
2022	$1,797.00	$253,278 Land $247,500 Building $5,778	$253,278 Land $247,500 Building $5,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2158 Hwy 98 E in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2158 Hwy 98 E is moderate, ranking above 43% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	CITY OF CARRABELLE WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20