Franklin County property record for 2154 Hwy 98 E, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 1,485 sqft · built 1928 |
| Lot Size | 0.394 acres (17,176 sqft) |
| Owner | Company Name on Record |
| Last Sale | $272,700 (Dec 2021) |
| Tax Bill | $3,074 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Second Mortgage Jun 2021 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | 14-07S-04W-3131-000Y-0140 |
| Primary APN | 14-07S-04W-3131-000Y-0140 |
|---|---|
| Alternative APN |
|
| Building Area | 1,485 sqft Living Area |
|---|---|
| 1st Floor Area | 1,485 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,176 sqft (0.394 acres) |
| Lot Width | 75 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2154 HIGHWAY 98 E |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322-2214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 1 BL Y LOT 14 & W 25' OF LOT 13 LANARK BEACH OR/112/531 179/15 340/265-66 OR/343/200 529/92 568/581 626/687 1304/187 1322/565 |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 14 |
| Legal Subdivision | LANARK BEACH |
| Legal Block | Y |
| Legal Lot Number | 14,13 |
| Legal Unit | 1 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 970102 |
Source: Franklin County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 591 INLET HARBOUR DR, DOUGLAS, GA 31535-6592 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Dec 29, 2021 | Warranty Deed, Transfer · Stand-Alone Second Mortgage JEFFREY FENDER ETAL |
| Jun 10, 2021 | Warranty Deed, Transfer NOVAS TITLE COMPANY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on Record |
| Deed Sale | Dec 29, 2021 · Amount on Record |
| Prior Sale | Jun 10, 2021 · Amount on Record |
| Deed Document Number | 20217895 |
| Deed Book / Page | 1322 / 565 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Dec 29, 2021 |
| Property Address | 2154 HIGHWAY 98 E, CARRABELLE, FL 32322-2214 |
| Document Number | 0019007895 |
| Book / Page | 1322 / 565 |
| Map Reference | MB 2 PG 13 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 202119007895 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,908.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7670, TIFTON, GA 31793-7670 |
| Name | Verified Name |
|---|---|
| Address | 591 INLET HARBOUR DR, DOUGLAS, GA 31535-6592 |
| Document Number | 0000000568 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 1322/568 |
| Name | JEFFREY FENDER ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Jun 10, 2021 |
| Property Address | 2154 HIGHWAY 98 E, CARRABELLE, FL 32322-2214 |
| Document Number | 0019003702 |
| Book / Page | 1304 / 187 |
| Map Reference | MB 2 PG 13 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 202119003702 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | NOVAS TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,222.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6623 BUCK CREEK RD, HIGHLANDS, NC 28741-0756 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | PO BOX 7670, TIFTON, GA 31793-7670 |
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,074.00 (-1.41%) | $326,616 (-0.27%) Land $247,500 Building $79,116 | $326,616 (-0.27%) Land $247,500 Building $79,116 |
| 2024 | $3,118.00 (+1.2%) | $327,510 (+5.29%) Land $247,500 Building $80,010 | $327,510 (+5.29%) Land $247,500 Building $80,010 |
| 2023 | $3,081.00 (+2.94%) | $311,068 (+5.72%) Land $247,500 Building $63,568 | $311,068 (+5.72%) Land $247,500 Building $63,568 |
| 2022 | $2,993.00 | $294,242 Land $247,500 Building $46,742 | $294,242 Land $247,500 Building $46,742 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 6 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | CITY OF CARRABELLE WATER SYSTEM |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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