2157 Chaparral Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 2157 Chaparral Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 900 sqft
Lot Size	0.52 acres (22,651 sqft)
Owner	Trust Name on File
Last Sale	$286,900 (May 2012)
Tax Bill	$10,978 (2026)
Deeds & Mortgages	May 2012 Mortgage Jul 2006 Mortgage + 5 more
Flood Zone	Zone A (high risk)
APN	`7712-006-00035`

Property Details

APN / Parcel Number

Primary APN	`7712-006-00035`
Alternative APN	`14525`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	900 sqft Living Area
Gross Area	3,097 sqft
1st Floor Area	900 sqft
2nd Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Detached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	600 sqft
Deck Area	180 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7712-006-00035
Street Address	2157 CHAPARRAL DR
City	GAINESVILLE
State	TX
Zip	76240-0516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HILLS; LOT 35-36 PT OF; SEC 6; ACRES .52
Legal Subdivision	WHISPERING HILLS
Legal Lot Number	35-36
Jurisdiction	COOKE TX
Township / Civil Division	MUENSTER
Census Block Group	2
Census Block	2084
Census Tract	200

Owner

2157 Chaparral Dr is held in a trust since May 2012.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	5422 COUNTY ROAD 862, MCKINNEY, TX 75071-7370
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2012	Deed of Trust, Mortgage · Conventional Mortgage EVERBANK.COM
Jul 21, 2006	Deed of Trust, Mortgage · Conventional Mortgage LEGACYTEXAS BANK
Jul 21, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LEGACYTEXAS BANK
Aug 14, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LEGACYTEXAS BANK
May 27, 2025	Transfer on Death Deed, Transfer
Dec 5, 2022	Intrafamily Transfer, Transfer
Dec 8, 2009	Warranty Deed, Transfer · Conventional Mortgage EVERBANK.COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2012 · Amount on File
Deed Sale	May 29, 2012 · Amount on File
Prior Sale	Dec 8, 2009 · Amount on File
Deed Document Number	201228719
Deed Book / Page	1806 / 379
Prior Transfer Date	Apr 9, 2012
Prior Transfer Doc	0000028719
Record Updated	Oct 29, 2026

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	2157 CHAPARRAL DR, GAINESVILLE, TX 76240-0516
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001806/384
Date	May 29, 2012
Book Page	1806/384
Instrument	00028720

Lender

Name	EVERBANK.COM
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2032

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	2157 CHAPARRAL DR, GAINESVILLE, TX 76240-0516
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001443/128
Date	Jul 21, 2006
Book Page	1443/128
Instrument	2006-00016353

Lender

Name	LEGACYTEXAS BANK
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2036

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	2157 CHAPARRAL DR, GAINESVILLE, TX 76240-0516
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001443/152
Date	Jul 21, 2006
Book Page	1443/152
Instrument	2006-00016354

Lender

Name	LEGACYTEXAS BANK
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2021

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	2157 CHAPARRAL DR, GAINESVILLE, TX 76240-0516
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001447/789
Date	Aug 14, 2006
Book Page	1447/789
Instrument	2006-00017100

Lender

Name	LEGACYTEXAS BANK
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2021

May 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOKE TX
Recording Date	May 27, 2025
Property Address	2157 CHAPARRAL DR, GAINESVILLE, TX 76240-0516
Document Number	002712/538
Book / Page	2712 / 538
Instrument Date	May 19, 2025
Instrument	2025-3516
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 SOUTHSIDE DR, GAINESVILLE, TX 76240-0559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2035 CRYSTAL DOWNS DR, KATY, TX 77450-8669

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOKE TX
Recording Date	Dec 5, 2022
Property Address	2157 CHAPARRAL DR, GAINESVILLE, TX 76240-0516
Document Number	002551/628
Book / Page	2551 / 628
Instrument Date	Dec 5, 2022
Instrument	2022-9839
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5422 COUNTY ROAD 862, MCKINNEY, TX 75071-7370

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5422 COUNTY ROAD 862, MCKINNEY, TX 75071-7370

December 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Dec 8, 2009
Property Address	2157 CHAPARRAL DR, GAINESVILLE, TX 76240-0516
Document Number	001668/523
Book / Page	1668 / 523
Instrument Date	Nov 19, 2009
Instrument	00007875
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5422 COUNTY ROAD 862, MCKINNEY, TX 75071-7370

Mortgage

Document Number	001668/527
Date	Dec 8, 2009
Book Page	1668/527
Instrument	00007876

Lender

Name	EVERBANK.COM
Type	Bank
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 2157 Chaparral Dr was $10,978, up 6.3% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Sivells Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,978.00 (+6.25%)	$926,041 (+6.25%) Land $586,636 Building $339,405	$926,041 (+6.25%) Land $586,636 Building $339,405
2025	$10,332.00 (+6.44%)	$871,552 Land $568,515 Building $303,037	$871,552 Land $568,515 Building $303,037
2024	$9,707.00
2023		$692,573 Land $397,540 Building $295,033	$692,573 Land $397,540 Building $295,033
2022	$8,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2157 Chaparral Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2009–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2157 Chaparral Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 51% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100

May also be available: AT&T, ElektraFi.

Cell Coverage

5G (outdoors only) and 4G LTE

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