2095 Chaparral Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 2095 Chaparral Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,786 sqft · built 2002
Lot Size	0.335 acres (14,588 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,040,000 (Sep 2025)
Tax Bill	$12,768 (2026)
Deeds & Mortgages	Sep 2025 Construction Loan Sep 2022 Sale + 3 more
Flood Zone	Zone A (high risk)
APN	`7712-006-00031`

Property Details

APN / Parcel Number

Primary APN	`7712-006-00031`
Alternative APN	`190`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,786 sqft Living Area
Gross Area	4,451 sqft
1st Floor Area	1,567 sqft
Wine Cellar	Wine Cellar
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,588 sqft (0.335 acres)

Exterior Amenities

Porch	Slab
Porch Area	672 sqft
Deck Area	42 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7712-006-00031
Street Address	2095 CHAPARRAL DR
City	GAINESVILLE
State	TX
Zip	76240-6686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HILLS; LOT 31R; SEC 6
Legal Subdivision	WHISPERING HILLS
Legal Tract	6
Legal Lot Number	31R
Jurisdiction	COOKE TX
Township / Civil Division	MUENSTER
Census Block Group	2
Census Block	2084
Census Tract	200

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2095 CHAPARRAL DR, GAINESVILLE, TX 76240-6686
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Vendor's Lien, Transfer · Construction Mortgage FIRST BANK
Sep 27, 2022	Special Warranty Deed, Transfer
Sep 13, 2021	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Sep 20, 2018	Warranty Deed, Transfer LAWYERS TITLE
Dec 3, 2012	Vendor's Lien, Transfer JOE SHAHAN ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Sep 27, 2022
Deed Document Number	20256342
Deed Book / Page	2733 / 242
Prior Transfer Date	Sep 10, 2021
Prior Transfer Doc	002448/305
Record Updated	Oct 29, 2026

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Sep 10, 2025
Property Address	2095 CHAPARRAL DR, GAINESVILLE, TX 76240-6686
Document Number	002733/242
Book / Page	2733 / 242
Map Reference	CAB B SL 344
Instrument Date	Sep 9, 2025
Instrument	2025-6342
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ITC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2095 CHAPARRAL DR, GAINESVILLE, TX 76240-6686

Mortgage

Document Number	0020256343
Date	Sep 10, 2025
Instrument	2025-6343

Lender

Name	FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Sep 27, 2022
Property Address	2095 CHAPARRAL DR, GAINESVILLE, TX 76240-6686
Document Number	002539/486
Book / Page	2539 / 486
Map Reference	CAB B SL 344
Instrument Date	Sep 23, 2022
Instrument	2022-8127
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2095 CHAPARRAL DR, GAINESVILLE, TX 76240-6686

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2095 CHAPARRAL DR, GAINESVILLE, TX 76240-6686

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Sep 13, 2021
Property Address	2095 CHAPARRAL DR, GAINESVILLE, TX 76240-6686
Document Number	002448/305
Book / Page	2448 / 305
Map Reference	CAB B SL 344
Instrument Date	Sep 10, 2021
Instrument	2021-07804
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2095 CHAPARRAL DR, GAINESVILLE, TX 76240-6686

Mortgage

Document Number	0202107805
Date	Sep 13, 2021
Instrument	2021-07805

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Sep 20, 2018
Property Address	2095 CHAPARRAL DR, GAINESVILLE, TX 76240-6686
Document Number	002217/726
Book / Page	2217 / 726
Map Reference	CAB B PG 344
Instrument Date	Sep 19, 2018
Instrument	2018-86329
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 NORTHFALLS CT, FLOWER MOUND, TX 75022-6753

December 2012: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Dec 3, 2012
Property Address	2095 CHAPARRAL DR, GAINESVILLE, TX 76240-6686
Document Number	001842/200
Book / Page	1842 / 200
Map Reference	CAB B SL344
Instrument Date	Nov 30, 2012
Instrument	33814
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2123 CHAPARRAL DR, GAINESVILLE, TX 76240-0516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 WILLIAMSBURG CT, COLLEYVILLE, TX 76034-6892

Mortgage

Date	Dec 3, 2012

Lender

Name	JOE SHAHAN ETUX
Type	Private Party
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Sivells Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,768.00 (-14.42%)	$1,076,979 (-14.42%) Land $480,760 Building $596,219	$1,076,979 (-14.42%) Land $480,760 Building $596,219
2025	$14,919.00 (+1.5%)	$1,258,506 (+0.01%) Land $467,813 Building $790,693	$1,258,506 (+0.01%) Land $467,813 Building $790,693
2024	$14,699.00 (-18.08%)	$1,258,440 (-9.93%) Land $467,747 Building $790,693	$1,258,440 (-9.93%) Land $467,747 Building $790,693
2023		$1,397,111 Land $329,665 Building $1,067,446	$1,397,111 Land $329,665 Building $1,067,446
2022	$17,944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2009–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 51% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100

May also be available: AT&T, ElektraFi.

Cell Coverage

5G (outdoors only) and 4G LTE

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