St. Louis County property record for 2157 Birch Point Rd, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 840 sqft |
| Lot Size | 0.348 acres (15,183 sqft) |
| Owner | Individual Name on File |
| Last Sale | $333,000 (Oct 2018) |
| Tax Bill | $3,842 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0200-00110 |
| Primary APN | 387-0200-00110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Gross Area |
| 1st Floor Area | 840 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,183 sqft (0.348 acres) |
| Garage Area | 896 sqft |
| Deck Area | 120 sqft |
| Cabin | 240 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1059014 |
|---|---|
| Street Address | 2157 BIRCH POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0011 BLOCK:000 SERIAL # |
| Legal Subdivision | HALL ABELL GROVE |
| Legal Lot Number | 11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1271 |
| Census Tract | 15502 |
Source: St. Louis County records · APN 387-0200-00110
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2157 BIRCH POINT RD, TOWER, MN 55790-8104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK OF THE NORTH |
| Oct 02, 2018 | Warranty Deed, Transfer · Conventional Mortgage NORTHERN ST BK/VA |
| Nov 03, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 2018 · Amount on Record |
| Deed Sale | Oct 02, 2018 · Amount on Record |
| Deed Document Number | 20181341814 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2157 BIRCH POINT RD, TOWER, MN 55790-8104 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001413556 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 1413556 |
| Name | AMERICAN BANK OF THE NORTH |
|---|---|
| Type | Bank |
| Address | COOK, MN 55723 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 02, 2018 |
| Property Address | 2157 BIRCH POINT RD, TOWER, MN 55790-8104 |
| Document Number | 00A1341814 |
| Instrument Date | Sep 26, 2018 |
| Instrument | A1341814 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,098.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2157 BIRCH POINT RD TOWER MN 557908104, TOWER, MN 55790-8104 |
| Document Number | A1341815 |
|---|---|
| Date | Oct 02, 2018 |
| Instrument | A1341815 |
| Name | NORTHERN ST BK/VA |
|---|---|
| Type | Bank |
| Address | VIRGINIA, MN 55792 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 01, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2157 BIRCH POINT RD, TOWER, MN 55790-8104 |
| Document Number | 00A1321886 |
| Instrument Date | Nov 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2157 BIRCH POINT RD TOWER MN 557908104, TOWER, MN 55790-8104 |
| Document Number | 00A1321886 |
|---|---|
| Date | Nov 09, 2017 |
| Instrument | A1321886 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 08, 2032 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,842.00 (+19.84%) Homeowner's exemption | ||
| 2025 | $3,206.00 (-5.54%) Homeowner's exemption | $565,900 (+24.43%) Land $233,300 Building $332,600 | $565,900 (+24.43%) Land $233,300 Building $332,600 |
| 2024 | $3,394.00 | $454,800 (+17.04%) Land $173,500 Building $281,300 | $454,800 (+17.04%) Land $173,500 Building $281,300 |
| 2022 | $388,600 Land $145,100 Building $243,500 | $388,600 Land $145,100 Building $243,500 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370155021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 11 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Telephone Company Fiber | 1,000 / 1,000 |
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