2151 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2151 Birch Point Rd, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	2 bd · 0.75 ba · 1,040 sqft · built 1958
Lot Size	1.22 acres (53,372 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Aug 2005)
Tax Bill	$5,442 (2026)
Deeds & Mortgages	Jul 2018 Sale & Line of Credit May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`387-0230-00140`

Property Details

APN / Parcel Number

Primary APN	`387-0230-00140`
Alternative APN	`788663`

Interior

Bedrooms	2 Beds
Full Baths	0.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,040 sqft Gross Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	53,372 sqft (1.22 acres)
Garage Area	1,280 sqft

Exterior Amenities

Deck Area	80 sqft
Storage Building	96 sqft
Boat House	480 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	788663
Street Address	2151 BIRCH POINT RD
City	TOWER
State	MN
Zip	55790-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 14 & 15 AND LOT 16 EX E 50 FT SERIAL #
Legal Subdivision	JACKSON BEACH
Legal Lot Number	14-16
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1271
Census Tract	15502

Owner

2151 Birch Point Rd is owned and occupied by an individual who bought it in August 2005.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2151 BIRCH POINT RD, TOWER, MN 55790-8104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2018	Warranty Deed, Transfer · Line of Credit NORTHSTAR CU
May 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2005 · Amount on File
Deed Sale	Aug 31, 2005 · Amount on File
Deed Document Number	2005992654
Prior Transfer Date	Nov 18, 2003
Prior Transfer Doc	0000929336
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 24, 2018
Property Address	2151 BIRCH POINT RD, TOWER, MN 55790-8104
Document Number	00A1337140
Instrument Date	Jul 23, 2018
Instrument	A1337140
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2151 BIRCH POINT RD TOWER MN 557908104, TOWER, MN 55790-8104

Mortgage

Document Number	A1337141
Date	Jul 24, 2018
Instrument	A1337141

Lender

Name	NORTHSTAR CU
Type	Credit Union
Address	COOK, MN 55723

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 31, 2018
Property Address	2151 BIRCH POINT RD, TOWER, MN 55790-8104
Document Number	00A1333730
Instrument Date	May 7, 2018
Instrument	A1333730
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$85.64
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2151 BIRCH POINT RD TOWER MN 557908104, TOWER, MN 55790-8104

Tax Assessment & Valuation

The 2026 property tax bill for 2151 Birch Point Rd was $5,442 with a homeowner's exemption, up 16% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,442.00 (+15.98%) Homeowner's exemption
2025	$4,692.00 (+3.03%) Homeowner's exemption	$753,700 (+23.8%) Land $452,700 Building $301,000	$753,700 (+23.8%) Land $452,700 Building $301,000
2024	$4,554.00	$608,800 Land $369,100 Building $239,700	$608,800 Land $369,100 Building $239,700
2022		$466,700 Land $300,400 Building $166,300	$466,700 Land $300,400 Building $166,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2151 Birch Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2151 Birch Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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