Osceola County property record for 2156 Betsy Ross Ln, Saint Cloud, FL 34769
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,764 sqft · built 2015 |
| Owner | Individual Name on Record |
| Last Sale | $143,990 (May 2017) |
| Tax Bill | $4,003 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0926300533003200C0 |
| Primary APN | 0926300533003200C0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Heated Area |
| Gross Area | 2,163 sqft |
| 1st Floor Area | 876 sqft |
| Upper Floors Area | 888 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Finished |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2156 BETSY ROSS LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-7000 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | JEFFERSON GREEN AT ANTHEM PARK CONDO PH 32 CB 13 PG 105 OR 4471/1660 BLDG 32 UNIT C |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | JEFFERSON GREEN AT ANTHEM PARK |
| Legal Phase | 32 |
| Legal Tract | 533 |
| Legal Block | 1 |
| Legal Unit | C |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 43208 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2156 BETSY ROSS LN, SAINT CLOUD, FL 34769-7000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 2, 2017 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2017 · Amount on Record |
| Deed Sale | May 2, 2017 · Amount on Record |
| Deed Document Number | 2017064106 |
| Deed Book / Page | 5140 / 1984 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2156 BETSY ROSS LN, SAINT CLOUD, FL 34769-7000 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2156 BETSY ROSS LN, SAINT CLOUD, FL 34769-7000 |
| Document Number | 0059561397 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 5956/1397 |
| Instrument | 2021073024 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | May 1, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 2, 2017 |
| Property Address | 2156 BETSY ROSS LN, SAINT CLOUD, FL 34769-7000 |
| Document Number | 0051401984 |
| Book / Page | 5140 / 1984 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 2017064106 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,008.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149 |
| Name | Verified Name |
|---|---|
| Address | 2156 BETSY ROSS LN, SAINT CLOUD, FL 34769-7000 |
| Document Number | 0051401985 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 5140/1985 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,003.00 (+5.04%) Homeowner's exemption | $168,055 (+5.99%) | $243,800 (-3.71%) Building $243,800 |
| 2023 | $3,811.00 (+3.48%) Homeowner's exemption | $158,563 (+3%) | $253,200 (+33.19%) Building $253,200 |
| 2022 | $3,683.00 Homeowner's exemption | $153,945 | $190,100 Building $190,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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