21559 E Ottawa Cir, Aurora, CO 80016 Property Records

Arapahoe County property record for 21559 E Ottawa Cir, Aurora, CO 80016

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,513 sqft · built 1997
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on File
Last Sale	$769,900 (Mar 2020)
Tax Bill	$8,278 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Jul 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2073-26-1-11-007`

Property Details

APN / Parcel Number

Primary APN	`2073-26-1-11-007`
Alternative APNs	`033713982` `33713982` `713982`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,513 sqft Living Area
Gross Area	5,517 sqft
1st Floor Area	1,762 sqft
2nd Floor Area	1,570 sqft
Basement Area	1,351 sqft
Finished Basement	1,181 sqft
Unfinished Basement	170 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,589 sqft (0.289 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	792 sqft
Driveway	Driveway
Driveway Area	3 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	42 sqft
Deck Area	224 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	033713982
Street Address	21559 E OTTAWA CIR
City	AURORA
State	CO
Zip	80016-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	SUBDIVISIONCD 053961 SUBDIVISIONNAME SADDLE ROCK GOLF CLUB SOUTH SUB 1ST FLG BLOCK 003 LOT 007 LOT 7 BLK 3 SADDLE ROCK GOLF CLUB SOUTH SUB 1ST FLG
Legal Range	66W
Legal Township	5S
Legal Section	26
Legal Quarter	1
Legal Subdivision	SADDLE ROCK GOLF CLUB SOUTH SUB 1ST FLG
Legal Block	003
Legal Lot Number	7
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	2
Census Block	2012
Census Tract	86500

Owner

21559 E Ottawa Cir is owned and occupied by two individuals who bought it in March 2020.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21559 E OTTAWA CIR, AURORA, CO 80016-2658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 2, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST WESTERN TRUST BANK
Mar 17, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN TRUST BANK
Jun 26, 2019	Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU
Jul 3, 2018	Warranty Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2020 · Amount on File
Deed Sale	Mar 17, 2020 · Amount on File
Prior Sale	Jun 26, 2019 · Amount on File
Deed Document Number	202032976
Prior Transfer Date	Mar 14, 2001
Prior Transfer Doc	0000038720
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	21559 E OTTAWA CIR, AURORA, CO 80016-2658
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E2108631
Date	Nov 2, 2022
Instrument	E2108631

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	AURORA, CO 80016

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	21559 E OTTAWA CIR, AURORA, CO 80016-2658
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1105535
Date	Jul 2, 2021
Instrument	E1105535

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 23, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	21559 E OTTAWA CIR, AURORA, CO 80016-2658
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21559 E OTTAWA CIR, AURORA, CO 80016-2658

Mortgage

Document Number	00E1017824
Date	Feb 2, 2021
Instrument	E1017824

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Mar 17, 2020
Property Address	21559 E OTTAWA CIR, AURORA, CO 80016-2658
Document Number	00E0032976
Instrument Date	Mar 11, 2020
Instrument	E0032976
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21559 E OTTAWA CIR, 21559, AURORA, CO 80016-2658

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21559 E OTTAWA CIR, AURORA, CO 80016-2658

Mortgage

Document Number	00E0032977
Date	Mar 17, 2020
Instrument	E0032977

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jun 26, 2019
Property Address	21559 E OTTAWA CIR, AURORA, CO 80016-2658
Document Number	00D9062086
Instrument Date	Jun 25, 2019
Instrument	D9062086
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21559 E OTTAWA CIR AURORA CO 800162658, AURORA, CO 80016-2658

Mortgage

Document Number	D9062087
Date	Jun 26, 2019
Instrument	D9062087

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jul 3, 2018
Property Address	21559 E OTTAWA CIR, AURORA, CO 80016-2658
Document Number	00D8064971
Instrument Date	Jun 29, 2018
Instrument	D8064971
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21559 E OTTAWA CIR, AURORA, CO 80016-2658

Mortgage

Document Number	00D8064972
Date	Jul 3, 2018
Instrument	D8064972

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 21559 E Ottawa Cir was $8,278, down 3.4% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,300 (+1.61%)	$1,059,700 (-) Land $330,000 Building $729,700
2025	$8,278.00 (-3.36%)	$66,231	$1,059,700 Land $330,000 Building $729,700
2024	$8,566.00
2023		$77,812 (+42.71%)	$1,150,200 (+46.62%) Land $330,000 Building $820,200
2022		$54,523	$784,500 Land $225,000 Building $559,500
2021	$6,072.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21559 E Ottawa Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2013–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21559 E Ottawa Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
CenturyLink DSL	140 / 20
Aerux Broadband Fixed Wireless	100 / 100

May also be available: Kellin Communications, Ting.

Nearby Properties on E Ottawa Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures