21548 E Ottawa Cir, Aurora, CO 80016 Property Records

Arapahoe County property record for 21548 E Ottawa Cir, Aurora, CO 80016

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 5,400 sqft · built 1999
Lot Size	0.252 acres (10,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,070,000 (Jun 2025)
Tax Bill	$8,248 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2073-26-1-12-006`

Property Details

APN / Parcel Number

Primary APN	`2073-26-1-12-006`
Alternative APNs	`033714121` `33714121` `714121`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	5,400 sqft Living Area
Gross Area	6,555 sqft
1st Floor Area	1,986 sqft
2nd Floor Area	1,707 sqft
Basement Area	1,992 sqft
Finished Basement	1,707 sqft
Unfinished Basement	285 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,977 sqft (0.252 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	756 sqft
Driveway	Driveway
Driveway Area	3 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Covered Porch
Porch Area	114 sqft
Patio Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	033714121
Street Address	21548 E OTTAWA CIR
City	AURORA
State	CO
Zip	80016-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	SUBDIVISIONCD 053961 SUBDIVISIONNAME SADDLE ROCK GOLF CLUB SOUTH SUB 1ST FLG BLOCK 007 LOT 006 LOT 6 BLK 7 SADDLE ROCK GOLF CLUB SOUTH SUB 1ST FLG
Legal Range	66W
Legal Township	5S
Legal Section	26
Legal Quarter	1
Legal Subdivision	SADDLE ROCK GOLF CLUB SOUTH SUB 1ST FLG
Legal Block	007
Legal Lot Number	6
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	2
Census Block	2010
Census Tract	86500

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21548 E OTTAWA CIR, AURORA, CO 80016-2658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP
Jun 26, 2025	Warranty Deed, Transfer · Conventional Mortgage WESTERRA CU
Nov 21, 2022	Warranty Deed, Transfer HERITAGE TITLE COMPANY
Jul 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 1, 2020	Quit Claim Deed, Transfer NFM LNDG
Dec 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 27, 2017	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Nov 21, 2022 · Amount on Record
Deed Document Number	202545846
Prior Transfer Date	Jun 25, 2020
Prior Transfer Doc	00E0080043
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	21548 E OTTAWA CIR, AURORA, CO 80016-2658
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21548 E OTTAWA CIR, AURORA, CO 80016-2658

Mortgage

Document Number	00E5075647
Date	Oct 21, 2025
Instrument	E5075647

Lender

Name	SAGE HOME LOANS CORP
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jun 26, 2025
Property Address	21548 E OTTAWA CIR, AURORA, CO 80016-2658
Document Number	00E5045846
Instrument Date	Jun 16, 2025
Instrument	E5045846
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21548 E OTTAWA CIR, AURORA, CO 80016-2658

Mortgage

Document Number	00E5045847
Date	Jun 26, 2025
Instrument	E5045847

Lender

Name	WESTERRA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Nov 21, 2022
Property Address	21548 E OTTAWA CIR, AURORA, CO 80016-2658
Document Number	00E2113363
Instrument Date	Nov 14, 2022
Instrument	E2113363
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$102.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	PO BOX 790, WESTPORT, CT 06881-0790

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jul 1, 2020
Property Address	21548 E OTTAWA CIR, AURORA, CO 80016-2658
Document Number	00E0080044
Instrument Date	Jun 25, 2020
Instrument	E0080044
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21548 E OTTAWA CIR AURORA CO 800162658, AURORA, CO 80016-2658

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jul 1, 2020
Property Address	21548 E OTTAWA CIR, AURORA, CO 80016-2658
Document Number	00E0080043
Instrument Date	Jun 25, 2020
Instrument	E0080043
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	FIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21548 E OTTAWA CIR AURORA CO 800162658, AURORA, CO 80016-2658

Mortgage

Document Number	E0080045
Date	Jul 1, 2020
Instrument	E0080045

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 30, 2040

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Dec 26, 2017
Property Address	21548 E OTTAWA CIR, AURORA, CO 80016-2658
Document Number	00D7144925
Instrument Date	Nov 27, 2017
Instrument	D7144925
Transaction Type	Transfer
Record Updated	Jan 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21548 E OTTAWA CIR AURORA CO 800162658, AURORA, CO 80016-2658

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jun 27, 2017
Property Address	21548 E OTTAWA CIR, AURORA, CO 80016-2658
Document Number	00D7071469
Instrument Date	Jun 26, 2017
Instrument	D7071469
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21548 E OTTAWA CIR AURORA CO 800162658, AURORA, CO 80016-2658

Mortgage

Document Number	D7071470
Date	Jun 27, 2017
Instrument	D7071470

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,041 (+1.59%)	$1,055,900 (-) Land $330,000 Building $725,900
2025	$8,248.00 (+2.36%)	$65,994 (-4.39%)	$1,055,900 (-2.7%) Land $330,000 Building $725,900
2024	$8,058.00 (+8.32%)	$69,023 (-5.98%)	$1,085,200 (-) Land $330,000 Building $755,200
2023	$7,439.00 (+15.91%)	$73,414 (+27.39%)	$1,085,200 (+30.87%) Land $330,000 Building $755,200
2022		$57,630	$829,200 Land $225,000 Building $604,200
2021	$6,418.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2013–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
CenturyLink DSL	140 / 20
Aerux Broadband Fixed Wireless	100 / 100

May also be available: Kellin Communications, Ting.

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