Routt County property record for 21550 3rd Ave, Phippsburg, CO 80469
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,400 sqft · built 1979 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $298,000 (Aug 2018) |
| Tax Bill | $2,289 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Oct 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R4535664 |
| Primary APN | R4535664 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Lot Area | 21,344 sqft (0.49 acres) |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | R4535664 |
|---|---|
| Street Address | 21550 3RD AVE |
| City | PHIPPSBURG |
| State | CO |
| Zip | 80469-5029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HT |
| Legal Description | LOTS 28-34 BLOCK 19 TOWN OF PHIPPSBURG. TOTAL: .49 AC |
| Legal Range | 85 |
| Legal Township | 03 |
| Legal Section | 17 |
| Legal Subdivision | PHIPPSBURG |
| Legal Block | 19 |
| Legal Lot Number | 28 |
| Jurisdiction | ROUTT CO |
| Township / Civil Division | OAK CREEK |
| Census Block Group | 1 |
| Census Block | 1220 |
| Census Tract | 300 |
Source: Routt County assessment roll, APN R4535664, as of March 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21550 3RD AVE, PHIPPSBURG, CO 80469-5029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Oct 05, 2023 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP |
| Sep 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE SAN JUANS |
| Aug 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Aug 14, 2018 | Intrafamily Transfer, Transfer GROUP GUARANTEED TITLE, THE GROUP GUARANTEED TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 20, 2018 · Amount on Record |
| Deed Sale | Aug 20, 2018 · Amount on Record |
| Deed Document Number | 2018792712 |
| Last Transfer Date | Nov 04, 2025 |
| Transfer Doc | 0000865450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROUTT CO |
| Recording Date | Dec 16, 2025 |
| Property Address | 21550 3RD AVE, PHIPPSBURG, CO 80469 |
| Document Number | 0000865450 |
| Instrument Date | Nov 04, 2025 |
| Instrument | 865450 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 254, PHIPPSBURG, CO 80469-0254 |
| Name | Verified Name |
|---|---|
| Address | 21550 3RD AVE, PHIPPSBURG, CO 80469 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Property Address | 21550 3RD AVE, PHIPPSBURG, CO 80469 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000848770 |
|---|---|
| Date | Oct 05, 2023 |
| Instrument | 848770 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Property Address | 21550 3RD AVE, PHIPPSBURG, CO 80469 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | FNTC |
| Name | Verified Name |
|---|
| Document Number | 829054 |
|---|---|
| Date | Sep 02, 2021 |
| Instrument | 829054 |
| Name | BANK OF THE SAN JUANS |
|---|---|
| Type | Bank |
| Address | 81607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROUTT CO |
| Recording Date | Aug 20, 2018 |
| Property Address | 21550 3RD AVE, PHIPPSBURG, CO 80469 |
| Document Number | 792712 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 792712 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 350352, STEAMBOAT SPRINGS, CO 80488 |
| Document Number | 792713 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 792713 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 34 Months |
| Due | Jun 27, 2021 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROUTT CO |
| Recording Date | Aug 14, 2018 |
| Property Address | 21550 3RD AVE, PHIPPSBURG, CO 80469 |
| Document Number | 792567 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 792567 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2021 |
| Title Company | GROUP GUARANTEED TITLE, THE GROUP GUARANTEED TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 880352 STEAMBOAT, STEAMBOAT SPRINGS, CO 80488 |
Source: Routt County assessment roll as of March 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Routt County |
| Unified School District | South Routt School District RE-3 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,289.00 (+20.35%) | $35,310 (+27.61%) Land $9,170 Building $26,140 | $500,770 (+21.24%) Land $130,000 Building $370,770 |
| 2024 | $1,902.00 (+0.26%) | $27,670 (-) Land $7,390 Building $20,280 | $413,050 (-) Land $110,310 Building $302,740 |
| 2023 | $1,897.00 (+16.1%) | $27,670 (+28.4%) Land $7,390 Building $20,280 | $413,050 (+33.25%) Land $110,310 Building $302,740 |
| 2022 | $1,634.00 | $21,550 Land $4,520 Building $17,030 | $309,990 Land $65,000 Building $244,990 |
Source: FEMA National Flood Hazard Layer, Routt County (08107C), as of November 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 081070003001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1984–2010) |
| Most Recent Claim | Jan 2010 · other causes |
| Wildfire Risk | Moderate above 63% of the US · above 53% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 67 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Luminate Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system CO0154609, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF PHIPPSBURG serves 200 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2025 |
|---|---|
| Treatment and Procedure | Corrosion control Mar 2021 Coliform assessment Nov 2018 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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