21545 3rd Ave, Phippsburg, CO 80469 Property Records

Routt County property record for 21545 3rd Ave, Phippsburg, CO 80469

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 727 sqft · built 1939
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Jul 2017)
Tax Bill	$1,446 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R6539115`

Property Details

APN / Parcel Number

Primary APN	`R6539115`
Alternative APN	`145920013`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	727 sqft Living Area
Gross Area	837 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1990
Architectural Style	Cottage
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	R6539115
Street Address	21545 3RD AVE
City	PHIPPSBURG
State	CO
Zip	80469-5029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HT
Legal Description	LOTS 13 & 14 BLOCK 20 TOWN OF PHIPPSBURG
Legal Range	85
Legal Township	03
Legal Section	17
Legal Subdivision	PHIPPSBURG
Legal Block	20
Legal Lot Number	13
Jurisdiction	ROUTT CO
Township / Civil Division	OAK CREEK
Census Block Group	1
Census Block	1221
Census Tract	300

Owner

Source: Routt County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 774411, STEAMBOAT SPRINGS, CO 80477-4411
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Prior Sale	Oct 4, 2005 · Amount on Record
Deed Document Number	2017781419
Record Updated	Jun 8, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	Jul 18, 2017
Property Address	21545 3RD AVE, PHIPPSBURG, CO 80469
Document Number	781419
Instrument Date	Jul 17, 2017
Instrument	781419
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 774411, STEAMBOAT SPRINGS, CO 80477-4411

Mortgage

Document Number	781420
Date	Jul 18, 2017
Instrument	781420

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Unified School District	South Routt School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,446.00 (+32.05%)	$22,300 (+39.99%) Land $5,990 Building $16,310	$316,290 (+33%) Land $85,000 Building $231,290
2024	$1,095.00 (+0.27%)	$15,930 (-) Land $3,400 Building $12,530	$237,810 (-) Land $50,760 Building $187,050
2023	$1,092.00 (+6.23%)	$15,930 (+17.48%) Land $3,400 Building $12,530	$237,810 (+21.87%) Land $50,760 Building $187,050
2022	$1,028.00	$13,560 Land $2,570 Building $10,990	$195,130 Land $37,000 Building $158,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1984–2010)
Most Recent Claim	Jan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 52% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PHIPPSBURG serves 200 people · EPA ID CO0154609
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2025
Treatment and Procedure	Corrosion control Mar 2021 Coliform assessment Nov 2018
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Luminate Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd Ave

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