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2155 Royal Blvd, Elgin, IL 60123 Property Records

Kane County property record for 2155 Royal Blvd, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,659 sqft · built 1989
Lot Size0.146 acres (6,360 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Jul 2010)
Tax Bill$5,890 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN06-09-251-020

Property Details

APN / Parcel Number

Primary APN06-09-251-020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,659 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area6,360 sqft (0.146 acres)
Lot Dimensions120 ft deep x 53 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2155 ROYAL BLVD
CityELGIN
StateIL
Zip60123-2534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALLEY CREEK UNIT 9 LOT 399 (EX THAT PT LYING WLY OF A LINE DRAWN FROM A POINT ON THE NORTH LINE OF SAID LOT THAT IS 37.67 FT ELY OF NW CORNER THERE OF TO A POINT ON THE SOUTH LINE OF THE LOT 32.26 FT ELY OF SW CORNER AS DESC IN SURVEY
Legal SubdivisionVALLEY CREEK
Legal Block3
Legal Lot Number399
Legal Unit9-399
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3003
Census Tract851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2155 ROYAL BLVD, ELGIN, IL 60123-2534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2010 · Amount on Record
Deed SaleJul 1, 2010 · Amount on Record
Prior SaleJul 1, 2010 · Amount on Record
Deed Document Number201042244
Prior Transfer DateAug 30, 1996
Prior Transfer Doc0000069388
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2155 ROYAL BLVD, ELGIN, IL 60123-2534
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2155 ROYAL BLVD, ELGIN, IL 60123-2534

Mortgage

Document Number0000015863
DateMar 22, 2022
Instrument2022K015863
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeLoan Assumption
AmountAmount Recorded
Term358 Months
DueJan 1, 2052
Interest
Change FrequencyMonthly
Index12-Month MTA

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,890.00 (+15.83%) Homeowner's exemption$85,205 (+8.57%) Land $19,984 Building $65,221$255,717 (+8.57%) Land $59,976 Building $195,741
2024$78,480 (+21.39%) Land $18,407 Building $60,073$235,534 (+21.44%) Land $55,243 Building $180,291
2022$5,085.00 (+4.69%) Homeowner's exemption$64,649 (+6.96%) Land $15,163 Building $49,486$193,947 (+6.96%) Land $45,489 Building $148,458
2021$4,857.00 Homeowner's exemption$60,442 Land $14,176 Building $46,266$181,326 Land $42,528 Building $138,798

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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