2145 Royal Blvd, Elgin, IL 60123 Property Records

Kane County property record for 2145 Royal Blvd, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,478 sqft · built 1988
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (May 2024)
Tax Bill	$10,143 (2025)
Deeds & Mortgages	Apr 2024 Sale Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-252-035`

Property Details

APN / Parcel Number

Primary APN	`06-09-252-035`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,478 sqft Living Area
Gross Area	3,593 sqft
Basement Area	1,115 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2145 ROYAL BLVD
City	ELGIN
State	IL
Zip	60123-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 9 LOT 398
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	398
Legal Unit	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3001
Census Tract	851909

Owner

2145 Royal Blvd is owned by an individual who bought it in May 2024.

Source: Kane County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	546 S ECHO LN, PALATINE, IL 60067-6720
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 12, 2021	Affidavit of Death of Joint Tenant, Transfer
Jun 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2024 · Amount on File
Deed Sale	May 7, 2024 · Amount on File
Prior Sale	Apr 29, 2024 · Amount on File
Deed Document Number	202415049
Prior Transfer Date	Aug 12, 2021
Prior Transfer Doc	0000061880
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Apr 29, 2024
Property Address	2145 ROYAL BLVD, ELGIN, IL 60123-4705
Document Number	0000014022
Instrument Date	Feb 26, 2024
Instrument	2024K014022
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$57.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2145 ROYAL BIVD, ELGIN, IL 60123

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2145 ROYAL BLVD, ELGIN, IL 60123-4705
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066510
Date	Aug 31, 2021
Instrument	2021K066510

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2051

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KANE IL
Recording Date	Aug 12, 2021
Property Address	2145 ROYAL BLVD, ELGIN, IL 60123-4705
Document Number	0000061880
Instrument Date	Aug 12, 2021
Instrument	2021K061880
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 ROYAL BLVD, ELGIN, IL 60123-4705

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 17, 2021
Property Address	2145 ROYAL BLVD, ELGIN, IL 60123-4705
Document Number	0000046527
Instrument Date	May 17, 2021
Instrument	2021K046527
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2145 ROYAL BLVD, ELGIN, IL 60123-4705

Tax Assessment & Valuation

The 2025 property tax bill for 2145 Royal Blvd was $10,143, up 11.4% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,143.00 (+11.35%)	$140,954 (+8.57%) Land $34,594 Building $106,360	$423,031 (+8.57%) Land $103,824 Building $319,208
2024	$9,109.00	$129,827 Land $31,863 Building $97,964	$389,637 Land $95,627 Building $294,010
2022	$8,444.00 (+6.36%) Homeowner's exemption	$106,947 (+6.96%) Land $26,248 Building $80,699	$320,841 (+6.96%) Land $78,744 Building $242,097
2021	$7,939.00 Homeowner's exemption	$99,988 Land $24,540 Building $75,448	$299,964 Land $73,620 Building $226,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2145 Royal Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2145 Royal Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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