2155 Matthews Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 2155 Matthews Rd, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,960 sqft · built 1980
Lot Size0.356 acres (15,525 sqft)
Owner2 Individual Names on Record
Last Sale$1,200,000 (Nov 2020)
Tax Bill$10,577 (2024)
Deeds & MortgagesJan 2022 Transfer
Nov 2020 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN00109350-000400

Property Details

APN / Parcel Number

Primary APN00109350-000400
Alternative APNs
  • 14662900109350000400
  • 1129178

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories3 Stories
Building Area2,960 sqft Living Area
1st Floor Area1,820 sqft
Basement Area1,140 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2014
Exterior MaterialCombination
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area15,525 sqft (0.356 acres)
View / LotWaterfront
Garage TypeDetached
Garage Area594 sqft

Exterior Amenities

PorchOpen Porch
Porch Area1,714 sqft
Deck Area90 sqft
Patio Area286 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1129178
Street Address2155 MATTHEWS RD
CityBIG PINE KEY
StateFL
Zip33043-5045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal Description14 66 29 PT LT 2 , (PT LOTS 4 AND 5) AND SELY 20FT LT 4 AND NWLY 20FT LT 3 BIG PINE KEY (A/K/A UNRECORDED PLAT OF J R MATTHEWS PROPERTIES) G52-319 OR15-83 OR409-382 OR845-1699 OR881-862 OR1000-966 OR1199-1027 OR1395-346 OR3058-1042 OR3149-0625
Legal Range29E
Legal Township66S
Legal Section14
Legal SubdivisionBIG PINE KEY
Legal Lot Number2-5
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group2
Census Block2003
Census Tract971401

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2155 MATTHEWS RD, BIG PINE KEY, FL 33043-5045
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 23, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE BANK OF THE FLORIDA KEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 23, 2020 · Amount on Record
Deed SaleNov 23, 2020 · Amount on Record
Prior SaleMay 1, 1983 · Amount on Record
Deed Document Number20202292016
Deed Book / Page3058 / 1042
Last Transfer DateJan 14, 2022
Transfer Doc0031490625
Record UpdatedJun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateJan 14, 2022
Property Address2155 MATTHEWS RD, BIG PINE KEY, FL 33043-5045
Document Number0031490625
Book / Page3149 / 625
Map ReferenceMB 4 PG 149
Instrument DateJan 14, 2022
Instrument2357238
Transaction TypeTransfer
Record UpdatedFeb 3, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2155 MATTHEWS RD, BIG PINE KEY, FL 33043-5045

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 23, 2020
Property Address2155 MATTHEWS RD, BIG PINE KEY, FL 33043-5045
Document Number0030581042
Book / Page3058 / 1042
Map ReferenceMB 4 PG 149
Instrument DateNov 20, 2020
Instrument2292016
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2155 MATTHEWS RD, 2155, BIG PINE KEY, FL 33043-5045

Transferred To (Grantee/Buyer)

NameVerified Name
Address1528 COMANCHE CT, GRANBURY, TX 76048-6154

Mortgage

Document Number0030581044
DateNov 23, 2020
Instrument3058/1044
Lender
NameFIRST STATE BANK OF THE FLORIDA KEY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term13 Months
DueDec 1, 2021

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,229,349 (+9.62%)$1,813,935 (+2.82%) Land $1,110,814 Building $703,121
2024$10,577.00 (+6.78%)
2023$9,905.00 (+6.2%) Homeowner's exemption$1,121,413 (+6.67%)$1,764,256 (+39.47%) Land $1,117,800 Building $646,456
2022$9,327.00 Homeowner's exemption$1,051,317$1,264,963 Land $649,721 Building $615,242

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 690 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies690 in force
Nearby Flood Claims982 (1980–2022)
Claims Outside the SFHA2 of 982
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 418 claims
  • Hurricane Wilma, Oct 2005 · 219 claims
  • Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000

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