Monroe County property record for 2138 Matthews Rd, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 2024 |
| Lot Size | 0.205 acres (8,915 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,600 (Jul 2009) |
| Tax Bill | $1,879 (2024) |
| Deeds & Mortgages | Dec 2024 Line of Credit Jul 2022 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00312571-001500 |
| Primary APN | 00312571-001500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,915 sqft (0.205 acres) |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 390 sqft |
| Porch | Unfinished Open Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1384798 |
|---|---|
| Street Address | 2138 MATTHEWS RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-5054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LT 14 DOCTORS ARM SUBD THIRD ADDITION-SECTION A BIG PINE KEY PB 6-39 OR871-1848 OR1297-2045 OR2421-144/42T/D OR3184-0275 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 14 |
| Legal Subdivision | DOCTORS ARM 3RD ADD SEC A |
| Legal Lot Number | 14 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 971401 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 431772, BIG PINE KEY, FL 33043-1772 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Dec 19, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF THE FLORIDA KEYS |
| Jul 13, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2009 · Amount on Record |
| Deed Sale | Jul 7, 2009 · Amount on Record |
| Prior Sale | Aug 1, 1978 · Amount on Record |
| Deed Document Number | 20091749421 |
| Deed Book / Page | 2421 / 144 |
| Prior Transfer Date | Nov 29, 1993 |
| Prior Transfer Doc | 1297002045 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 2138 MATTHEWS RD, BIG PINE KEY, FL 33043-5054 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0033041407 |
|---|---|
| Date | Dec 19, 2024 |
| Book Page | 3304/1407 |
| Instrument | 2484175 |
| Name | FIRST STATE BANK OF THE FLORIDA KEYS |
|---|---|
| Type | Bank |
| Address | KEY WEST, FL 33041 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Dec 17, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 13, 2022 |
| Property Address | 2138 MATTHEWS RD, BIG PINE KEY, FL 33043-5054 |
| Document Number | 0031840275 |
| Book / Page | 3184 / 275 |
| Map Reference | MB 3 PG 83 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 2383477 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 431772, BIG PINE KEY, FL 33043-1772 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | PO BOX 431772, BIG PINE KEY, FL 33043-1772 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $625,004 (+59.18%) | $853,004 (+117.25%) Land $528,214 Building $324,790 | |
| 2024 | $1,879.00 (+42.89%) | ||
| 2023 | $1,315.00 (+114.17%) | $392,639 (+156.32%) Land $392,639 | $392,639 (+156.32%) Land $392,639 |
| 2022 | $614.00 | $153,182 Land $153,182 | $153,182 Land $153,182 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 690 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 690 in force |
| Nearby Flood Claims | 982 (1980–2022) |
| Claims Outside the SFHA | 2 of 982 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
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