2154 Lake Rd, Willard, NC 28478 Property Records

Pender County property record for 2154 Lake Rd, Willard, NC 28478

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 5,025 sqft · built 2018
Lot Size2.64 acres (114,998 sqft)
OwnerIndividual Name on Record
Tax Bill$4,561 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2392-82-2010-0000

Property Details

APN / Parcel Number

Primary APN2392-82-2010-0000
Alternative APN
  • 400836498

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,025 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area114,998 sqft (2.64 acres)

Exterior Amenities

Pool Area336 sqft
PorchOpen Porch
Porch Area96 sqft
Patio Area1,344 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number400836498
Street Address2154 LAKE RD
CityWILLARD
StateNC
Zip28478-4413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 STANTON YARBOROUGH III SURVEY
Legal Lot Number2
JurisdictionPENDER NC
Township / Civil DivisionUNION
Census Block Group2
Census Block2025
Census Tract920300

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2154 LAKE RD, WILLARD, NC 28478-4413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Deed of Trust, Mortgage · Line of Credit
SHARONVIEW FEDERAL CREDIT UNION
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
SHARONVIEW FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2020
Deed SaleDec 17, 2020
Deed Document Number0009944735
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Recording DateJul 2, 2026
Property Address2154 LAKE RD, WILLARD, NC 28478-4413
Document Number0020158072
Book / Page4897 / 155
Instrument DateJun 25, 2026
Instrument202620158072
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyTITLE G TITLE COMPANY, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2154 LAKE RD, WILLARD, NC 28478-4413

Mortgage

Document Number0020158072,
DateJul 2, 2026
Book Page4897/155
Instrument202620158072
Lender
NameSHARONVIEW FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 25, 2056
Interest
Rate6.53%
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address2154 LAKE RD, WILLARD, NC 28478-4413
Transaction TypeMortgage
Record UpdatedApr 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047450988
DateMar 17, 2021
Book Page4745/988
Lender
NameSHARONVIEW FCU
TypeCredit Union
AddressFORT MILL, SC 29716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,561.00 (+9.96%)$911,136 (+94.26%) Land $34,500 Building $876,636$911,136 (+94.26%) Land $34,500 Building $876,636
2023$469,031 (-) Land $29,000 Building $440,031$469,031 (-) Land $29,000 Building $440,031
2022$4,148.00$469,031 Land $29,000 Building $440,031$469,031 Land $29,000 Building $440,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1999–2018)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
1,000 / 1,000

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