Pender County property record for 191 Lake Rd, Willard, NC 28478
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1936 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $55,000 (Mar 2003) |
| Tax Bill | $429 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3302-20-5138-0000 |
| Primary APN | 3302-20-5138-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Flooring | Wood |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 31,799 sqft (0.73 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 154 sqft |
| Deck Area | 416 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Lean-To | 100 sqft |
| Heating System | Heat Pump |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 000054293 |
|---|---|
| Street Address | 191 LAKE RD |
| City | WILLARD |
| State | NC |
| Zip | 28478-9313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | .73 ACRES, W/SIDE 1333 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 920300 |
Source: Pender County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 191 LAKE RD, WATHA, NC 28478-9313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2023 | Intrafamily Transfer, Transfer |
| Apr 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2003 · Amount on Record |
| Deed Sale | Mar 7, 2003 · Amount on Record |
| Deed Book / Page | 2062 |
| Last Transfer Date | Nov 2, 2023 |
| Transfer Doc | 0048241605 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Nov 2, 2023 |
| Property Address | 191 LAKE RD, WATHA, NC 28478-9313 |
| Document Number | 0048241605 |
| Book / Page | 4824 / 1605 |
| Instrument Date | Nov 2, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 191 LAKE RD, WATHA, NC 28478-9313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0046831809 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 4683/1809 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2039 |
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $429.00 (-0.69%) | $128,925 (+156.18%) Land $17,336 Building $111,589 | $128,925 (+156.18%) Land $17,336 Building $111,589 |
| 2023 | $50,326 (-) Land $19,600 Building $30,726 | $50,326 (-) Land $19,600 Building $30,726 | |
| 2022 | $432.00 | $50,326 Land $19,600 Building $30,726 | $50,326 Land $19,600 Building $30,726 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1999–2018) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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