2153 Ortega St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2153 Ortega St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,783 sqft · built 2002
Lot Size	0.257 acres (11,195 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2010)
Tax Bill	$1,542 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-2S-26-1653-00D00-0150`

Property Details

APN / Parcel Number

Primary APN	`16-2S-26-1653-00D00-0150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,783 sqft Heated Area
Gross Area	2,511 sqft
1st Floor Area	2,203 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	11,195 sqft (0.257 acres)
Lot Dimensions	1,400 ft deep x 800 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	308 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	162S26165300D000150
Street Address	2153 ORTEGA ST
City	NAVARRE
State	FL
Zip	32566-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HAMPTON RIDGE ESTATES LOT 15 BLK D AS DES IN OR 2960 PG 485
Legal Range	26W
Legal Township	02S
Legal Section	16
Legal Subdivision	HAMPTON RIDGE ESTATES
Legal Block	D
Legal Lot Number	15
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	3
Census Block	3000
Census Tract	10827

Owner

2153 Ortega St is owned and occupied by an individual who bought it in February 2010.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	2153 ORTEGA ST, NAVARRE, FL 32566-4118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2010 · Amount on File
Deed Sale	Feb 24, 2010 · Amount on File
Prior Sale	Aug 7, 2009
Deed Document Number	201005910
Deed Book / Page	2960 / 0485
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2153 ORTEGA ST, NAVARRE, FL 32566-4118
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2153 ORTEGA ST, NAVARRE, FL 32566-4118

Mortgage

Document Number	0042101015
Date	Nov 22, 2021
Book Page	4210/1015
Instrument	202177795

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2153 ORTEGA ST, NAVARRE, FL 32566-4118
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037181298
Date	Apr 13, 2018
Book Page	3718/1298
Instrument	201814701

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 30, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,542.00 (+3.49%) Homeowner's exemption	$155,886 (+3%)	$275,597 (+3.03%) Land $48,000 Building $227,597
2023	$1,490.00 (+3.19%) Homeowner's exemption	$151,346 (+3%)	$267,481 (+8.83%) Land $38,000 Building $229,481
2022	$1,444.00 Homeowner's exemption	$146,938	$245,769 Land $35,000 Building $210,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2153 Ortega St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2153 Ortega St is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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