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2140 Ortega St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2140 Ortega St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,773 sqft · built 2002
Lot Size0.257 acres (11,195 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Jul 2021)
Tax Bill$2,697 (2024)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-2S-26-1653-00C00-0100

Property Details

APN / Parcel Number

Primary APN16-2S-26-1653-00C00-0100

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,773 sqft Heated Area
Gross Area2,447 sqft
1st Floor Area2,203 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area11,195 sqft (0.257 acres)
Garage Area430 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area244 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number162S26165300C000100
Street Address2140 ORTEGA ST
CityNAVARRE
StateFL
Zip32566-4120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHAMPTON RIDGE ESTATES LOT 10 BLK C AS DES IN OR 4142 PG 2042
Legal Range26W
Legal Township02S
Legal Section16
Legal SubdivisionHAMPTON RIDGE ESTATES
Legal BlockC
Legal Lot Number10
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2016
Census Tract10827

Owner

2140 Ortega St is owned and occupied by an individual who bought it in July 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Mailing Address2140 ORTEGA ST, NAVARRE, FL 32566-4120
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2021 · Amount on File
Deed SaleJul 1, 2021 · Amount on File
Prior SaleJun 16, 2010 · Amount on File
Deed Document Number202144611
Deed Book / Page4142 / 2042
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 1, 2021
Property Address2140 ORTEGA ST, NAVARRE, FL 32566-4120
Document Number0041422042
Book / Page4142 / 2042
Map ReferenceMB H PG 4
Instrument DateJun 28, 2021
Instrument202144611
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2004 BAYOU DR, NAVARRE, FL 32566-7636

Transferred To (Grantee/Buyer)

NameVerified Name
Address2140 ORTEGA ST, NAVARRE, FL 32566-4120
InvestorPossibly a Property Investor

Mortgage

Document Number0041422043
DateJul 1, 2021
Instrument4142/2043
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,697.00 (+2.51%) Homeowner's exemption$257,819 (+3%)$267,597 (+1.23%) Land $48,000 Building $219,597
2023$2,631.00 (+2.65%) Homeowner's exemption$250,310 (+3%)$264,354 (+8.78%) Land $38,000 Building $226,354
2022$2,563.00 Homeowner's exemption$243,019$243,019 Land $35,000 Building $208,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2140 Ortega St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 117 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies117 in force
Nearby Flood Claims7 (2014–2025)
Claims Outside the SFHA7 of 7
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 4 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2140 Ortega St is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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