21520 State Rte 784, Garrison, KY 41141 Property Records

Greenup County property record for 21520 State Rte 784, Garrison, KY 41141

Property Summary

Property Type	Rural Home
Details	1,944 sqft · built 1997
Lot Size	14 acres (609,840 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2021)
Tax Bill	$2,556 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`020-00-00-015.00`

Property Details

APN / Parcel Number

Primary APN	`020-00-00-015.00`
Alternative APN	`47526`

Interior

Stories	1 Story
Building Area	1,944 sqft Living Area
Gross Area	1,620 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	609,840 sqft (14 acres)
Garage Type	Mixed
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	47526
Street Address	21520 STATE ROUTE 784
City	GARRISON
State	KY
Zip	41141-8604
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	THREE PRONG 14 AC
Jurisdiction	GREENUP KY
Township / Civil Division	TYGARTS VALLEY
Census Block Group	3
Census Block	3021
Census Tract	40700

Owner

21520 State Rte 784, a rural home, is owned and occupied by an individual who bought it in December 2021.

Source: Greenup County records, as of October 22, 2025

Owner of Record	Individual Name on File
Mailing Address	21520 STATE ROUTE 784, GARRISON, KY 41141-8604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Dec 29, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Prior Sale	Dec 9, 2008 · Amount on File
Deed Document Number	0000653755
Deed Book / Page	653 / 755
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	21520 STATE ROUTE 784, GARRISON, KY 41141-8604
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000598366
Date	Aug 22, 2022
Book Page	M1030/524
Instrument	598366

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2037

Interest

Rate Type	Fixed Rate

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENUP KY
Recording Date	Dec 29, 2021
Property Address	21520 STATE ROUTE 784, GARRISON, KY 41141-8604
Document Number	0000587707
Book / Page	D653 / 755
Map Reference	DB 550 PG 297
Instrument Date	Dec 29, 2021
Instrument	587707
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9035 S STATE HIGHWAY 1, GRAYSON, KY 41143-7645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21520 STATE ROUTE 784, GARRISON, KY 41141-8604

Tax Assessment & Valuation

The 2025 property tax bill for 21520 State Rte 784 was $2,556.

Source: Greenup County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Greenup County
Unified School District	Greenup County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,556.00	$220,000 Land $100,000 Building $120,000	$220,000 Land $100,000 Building $120,000
2023	$2,407.00	$220,000 Land $100,000 Building $120,000	$220,000 Land $100,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21520 State Rte 784 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1997–2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21520 State Rte 784 is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	100 / 20

Cell Coverage

No cell data coverage reported

Nearby Properties on State Rte 784

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