21350 State Rte 784, Garrison, KY 41141 Property Records

Greenup County property record for 21350 State Rte 784, Garrison, KY 41141

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,344 sqft · built 1991
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jan 2025)
Tax Bill	$3,193 (2023)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-00-00-006.00`

Property Details

APN / Parcel Number

Primary APN	`020-00-00-006.00`
Alternative APNs	`46999` `52107`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	952 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	653,400 sqft (15 acres)
Garage Type	Mixed
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	52107
Street Address	21350 STATE ROUTE 784
City	GARRISON
State	KY
Zip	41141-8602
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	THREE PRONG 14 AC
Jurisdiction	GREENUP KY
Township / Civil Division	TYGARTS VALLEY
Census Block Group	3
Census Block	3015
Census Tract	40700

Owner

Source: Greenup County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	21350 STATE ROUTE 784, GARRISON, KY 41141-8602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 5, 2020	Deed of Trust, Mortgage · FHA Mortgage JAMES B NUTTER & CO
Aug 24, 2021	Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Oct 29, 2018	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2025 · Amount on Record
Deed Sale	Jan 9, 2025 · Amount on Record
Prior Sale	Aug 24, 2021 · Amount on Record
Deed Document Number	649403
Deed Book / Page	D682 / 481
Record Updated	Jun 8, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENUP KY
Recording Date	Jan 9, 2025
Property Address	21350 STATE ROUTE 784, GARRISON, KY 41141-8602
Document Number	0000649403
Book / Page	D682 / 481
Instrument Date	Jan 3, 2025
Instrument	649403
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	753 LEATHERWOOD RD, GARRISON, KY 41141-8971

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	21350 STATE ROUTE 784, GARRISON, KY 41141-8602

Mortgage

Document Number	0000649407
Date	Jan 9, 2025
Instrument	649407

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	21350 STATE ROUTE 784, GARRISON, KY 41141-8602
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	VANTAGE POINTE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000569242
Date	Oct 5, 2020
Book Page	M976/135
Instrument	569242

Lender

Name	JAMES B NUTTER & CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENUP KY
Recording Date	Aug 24, 2021
Property Address	21350 STATE ROUTE 784, GARRISON, KY 41141-8602
Document Number	0000581014
Book / Page	D650 / 572
Map Reference	DB 626 PG 592
Instrument Date	Aug 23, 2021
Instrument	581014
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	484 BUBBIE RIDGE RD, GARRISON, KY 41141-9184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21350 STATE ROUTE 784, GARRISON, KY 41141-8602

Mortgage

Document Number	0000581016
Date	Aug 24, 2021
Instrument	581016

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENUP KY
Recording Date	Oct 29, 2018
Property Address	21350 STATE ROUTE 784, GARRISON, KY 41141-8602
Document Number	0000531497
Book / Page	DD626 / 592
Map Reference	DB D584 PG 729
Instrument Date	Oct 22, 2018
Instrument	531497
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	PRIORITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1059 LAUREL RD, 1059, GREENUP, KY 41144-8553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21350 STATE ROUTE 784, GARRISON, KY 41141-8602

Mortgage

Document Number	0000531498
Date	Oct 29, 2018
Instrument	531498

Lender

Name	UNION HOME MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Greenup County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Greenup County
Unified School District	Greenup County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$310,000 (+21.57%) Land $60,000 Building $250,000	$310,000 (+21.57%) Land $60,000 Building $250,000
2023	$3,193.00	$255,000 Land $80,000 Building $175,000	$255,000 Land $80,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1997–2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	100 / 20

Cell Coverage

No cell data coverage reported

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