21512 E Cir, Elkhorn, NE 68022 Property Records

Douglas County property record for 21512 E Cir, Elkhorn, NE 68022

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,074 sqft · built 2024
Lot Size	0.429 acres (18,675 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (May 2026)
Tax Bill	$1,924 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2024 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4395-0746-06`

Property Details

APN / Parcel Number

Primary APN	`4395-0746-06`
Alternative APNs	`R0643950746` `0643950746`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,074 sqft Living Area
Gross Area	5,753 sqft
1st Floor Area	2,259 sqft
Basement Area	2,231 sqft
Finished Basement	1,815 sqft
Unfinished Basement	416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,675 sqft (0.429 acres)
View / Lot	Greenbelt/Park
Garage Type	Attached
Garage Area	974 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Slab
Deck Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0643950746
Street Address	21512 E CIR
City	ELKHORN
State	NE
Zip	68022-3270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE SAGE CREEK LOT 74 BLOCK 0 LT 74 18675 SQFT
Legal Subdivision	BLUE SAGE CREEK
Legal Lot Number	74
Jurisdiction	DOUGLAS NE
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4001
Census Tract	7509

Owner

21512 E Cir is owned and occupied by two individuals who bought it in May 2026.

Source: Douglas County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21512 E CIR, ELKHORN, NE 68022-3270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed · Conventional Mortgage DFT2 FINANCIAL LLC
Aug 26, 2024	Deed of Trust, Mortgage · Construction Mortgage F & M BANK
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit F & M BANK
Nov 19, 2018	Warranty Deed, Transfer · Commercial Mortgage PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	Nov 19, 2018 · Amount on File
Deed Document Number	202641374
Record Updated	Sep 20, 2026

May 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	May 19, 2026
Property Address	21512 E CIR, ELKHORN, NE 68022-3270
Document Number	0000041374
Instrument Date	May 14, 2026
Instrument	202641374
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216,746.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21512 E CIR, ELKHORN, NE 68022-3270

Mortgage

Document Number	0000041375,
Date	May 19, 2026
Instrument	202641375

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	21512 E CIR, ELKHORN, NE 68022-3270
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12020 S 230TH CIR, GRETNA, NE 68028-5041
Investor	Possibly a Property Investor

Mortgage

Document Number	0000059750
Date	Aug 26, 2024
Instrument	2024059750

Lender

Name	F & M BANK
Type	Bank
Address	GRETNA, NE 68028

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	21512 E CIR, ELKHORN, NE 68022-3270
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014131
Date	Mar 6, 2023
Instrument	2023014131

Lender

Name	F & M BANK
Type	Bank
Address	GRETNA, NE 68028

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Nov 19, 2018
Property Address	21512 E CIR, ELKHORN, NE 68022-3270
Document Number	0000091650
Instrument Date	Aug 15, 2018
Instrument	2018091650
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$213.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000091651
Date	Nov 19, 2018
Instrument	2018091651

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 21512 E Cir was $1,924, up 23.6% from the year before.

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Elkhorn Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,924.00 (+23.57%)	$98,400 Land $92,000 Building $6,400	$98,400 Land $92,000 Building $6,400
2024	$1,557.00 (-21.44%)
2023	$1,982.00 (-0.3%)	$77,300 Land $77,300	$77,300 Land $77,300
2022	$1,988.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 21512 E Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1984–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21512 E Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 72% of Nebraska
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Fiber	2,000 / 35
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Rise Broadband, Verizon.

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