21365 E Cir, Elkhorn, NE 68022 Property Records

Douglas County property record for 21365 E Cir, Elkhorn, NE 68022

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,530 sqft · built 2024
Lot Size	0.268 acres (11,700 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (May 2024)
Tax Bill	$9,481 (2024)
Deeds & Mortgages	Oct 2025 Mortgage May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0643950648`

Property Details

APN / Parcel Number

Primary APN	`R0643950648`
Alternative APNs	`4395 0648 06` `0643950648`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,530 sqft Living Area
Basement Area	1,210 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2024
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,700 sqft (0.268 acres)
Garage Type	Built-in
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0643950648
Street Address	21365 E CIR
City	ELKHORN
State	NE
Zip	68022-3267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE SAGE CREEK LOT 25 BLOCK 0 LT 25 11700 SQFT
Legal Subdivision	BLUE SAGE CREEK
Legal Lot Number	25
Jurisdiction	DOUGLAS NE
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4001
Census Tract	7509

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	21365 E CIR, ELKHORN, NE 68022-3267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
May 1, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Apr 17, 2023	Warranty Deed, Transfer · Construction Mortgage F & M BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Apr 17, 2023 · Amount on Record
Deed Document Number	0202427870
Deed Book / Page	2024 / 27870
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	21365 E CIR, ELKHORN, NE 68022-3267
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21365 E CIR, ELKHORN, NE 68022-3267

Mortgage

Document Number	0000082850
Date	Oct 14, 2025
Instrument	2025082850

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	May 1, 2024
Property Address	21365 E CIR, ELKHORN, NE 68022-3267
Document Number	0000027870
Instrument Date	Apr 30, 2024
Instrument	2024027870
Transaction Type	Subdivision Related Transfer
Record Updated	May 9, 2024
Title Company	NOT AVAILABLE, OMAHA NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,181.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000027871
Date	May 1, 2024
Instrument	2024027871

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Apr 17, 2023
Property Address	21365 E CIR, ELKHORN, NE 68022-3267
Document Number	0000025502
Instrument Date	Apr 10, 2023
Instrument	2023025502
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	OMAHA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$191.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12100 W CENTER RD STE 501, 501, OMAHA, NE 68144-3960
Mail Care Of	OMAHA NATIONAL TITLE
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026346
Date	Apr 19, 2023
Instrument	2023026346

Lender

Name	F & M BANK
Type	Bank
Address	GLASSBORO, NJ 08028

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Elkhorn Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$570,300 (+719.4%) Land $82,800 Building $487,500	$570,300 (+719.4%) Land $82,800 Building $487,500
2024	$9,481.00 (+431.45%)
2023	$1,784.00 (-0.39%)	$69,600 Land $69,600	$69,600 Land $69,600
2022	$1,791.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1984–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 72% of Nebraska
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Fiber	2,000 / 35
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Rise Broadband, Verizon.

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