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2151 Niagara Ct, Elgin, IL 60123 Property Records

Kane County property record for 2151 Niagara Ct, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,684 sqft · built 1987
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Tax Bill$9,041 (2025)
Deeds & MortgagesDec 2022 Transfer
Dec 2022 Transfer
Flood ZoneZone X (minimal risk)
APN06-09-430-006

Property Details

APN / Parcel Number

Primary APN06-09-430-006

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,684 sqft Living Area
Gross Area3,590 sqft
Basement Area906 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2151 NIAGARA CT
CityELGIN
StateIL
Zip60123-2505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALLEY CREEK UNIT 6 LOT 194
Legal SubdivisionVALLEY CREEK
Legal Block3
Legal Lot Number194
Legal Unit6
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3004
Census Tract851909

Owner

2151 Niagara Ct is owned and occupied by two individuals who acquired it in December 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2151 NIAGARA CT, ELGIN, IL 60123-2505
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2022Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 6, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 3, 2022
Transfer Doc0000057628
Record UpdatedSep 20, 2026

December 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateDec 6, 2022
Property Address2151 NIAGARA CT, ELGIN, IL 60123-2505
Document Number0000057651
Instrument DateDec 6, 2022
Instrument2022K057651
Transaction TypeTransfer
Record UpdatedDec 13, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2151 NIAGARA CT, ELGIN, IL 60123-2505

Transferred To (Grantee/Buyer)

NameVerified Name

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateDec 6, 2022
Property Address2151 NIAGARA CT, ELGIN, IL 60123-2505
Document Number0000057628
Instrument DateDec 3, 2022
Instrument2022K057628
Transaction TypeTransfer
Record UpdatedDec 13, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2151 NIAGARA CT, ELGIN, IL 60123-2505

Tax Assessment & Valuation

The 2025 property tax bill for 2151 Niagara Ct was $9,041 with exemptions applied, up 4.7% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,041.00 (+4.71%) Homeowner's exemption Senior Citizen's exemption$134,513 (+8.57%) Land $34,594 Building $99,919$403,700 (+8.57%) Land $103,824 Building $299,877
2024$8,634.00$123,895 Land $31,863 Building $92,032$371,834 Land $95,627 Building $276,206
2022$8,329.00 (+4.41%) Homeowner's exemption$102,061 (+6.96%) Land $26,248 Building $75,813$306,183 (+6.96%) Land $78,744 Building $227,439
2021$7,977.00 Homeowner's exemption$95,420 Land $24,540 Building $70,880$286,260 Land $73,620 Building $212,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2151 Niagara Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2151 Niagara Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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