2151 Moonstone Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 2151 Moonstone Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,179 sqft · built 1990
Lot Size	1.39 acres (60,548 sqft)
Owner	Individual Name on File
Last Sale	$392,000 (Feb 2025)
Tax Bill	$2,059 (2023)
Deeds & Mortgages	Jun 2021 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05018A0015.000000`

Property Details

APN / Parcel Number

Primary APN	`05018A0015.000000`
Alternative APNs	`5632 70 5942` `137938` `65529`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,179 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	1,245 sqft
Upper Floors Area	934 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	60,548 sqft (1.39 acres)
Lot Dimensions	319 ft deep x 519 ft wide
Garage Area	720 sqft
Driveway	Asphalt Driveway
Driveway Area	1,300 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	269 sqft
Patio Area	219 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	65529
Street Address	2151 MOONSTONE DR
City	CONCORD
State	NC
Zip	28025-9592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 15 EAST CRESTRIDGE ESTATES
Legal Subdivision	EAST CRESTRIDGE ESTATES
Legal Lot Number	15
Jurisdiction	CABARRUS NC
Township / Civil Division	5, NEW GILEAD
Census Block Group	4
Census Block	4047
Census Tract	40600

Owner

2151 Moonstone Dr is owned by an individual who bought it in February 2025.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2251 BRICKSTONE CIR, CONCORD, NC 28025-1371
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
May 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2025 · Amount on File
Deed Sale	Feb 27, 2025 · Amount on File
Prior Sale	Aug 25, 2000 · Amount on File
Deed Document Number	20253997
Deed Book / Page	17319 / 245
Prior Transfer Date	May 22, 2020
Prior Transfer Doc	1420284
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2151 MOONSTONE DR, CONCORD, NC 28025-9592
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001526419
Date	Jun 18, 2021
Book Page	15264/19

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2151 MOONSTONE DR, CONCORD, NC 28025-9592
Document Number	1251161
Book / Page	012511 / 000061
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 8, 2017
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2151 MOONSTONE DR CONCORD NC 280259592, CONCORD, NC 28025-9592

Mortgage

Document Number	1251161
Date	May 30, 2017
Book Page	012511/000061
Instrument	13553

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,000 (-) Land $58,310 Building $303,690
2025		$362,000 Land $58,310 Building $303,690
2024			$362,000 (+44.27%) Land $58,310 Building $303,690
2023	$2,059.00	$250,920 Land $36,830 Building $214,090	$250,920 Land $36,830 Building $214,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2151 Moonstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2151 Moonstone Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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